„The foreign banks are more reticent while coming of sending money to their Romanian branches, as because of their problems on the foreign markets,” Roggemans said.
Some players pay interests for the deposits in lei amounting to 11% per year, much over the key-interest of the BNR. And even the interests for deposits in euro reach 6% per year.
The current interest stands at 8.25% per year. If the bank saw an excess of liquidities following the collection in the retail network, withdrawals of funds came now to exceed deposits.
In fact, withdrawals of cash increase more rapidly compared with deposits. Nevertheless, the evolution happens also in the context ING starts to „open” its SelfBank retail units also for customers of other banks.
On the other hand, the ING head of retail tries to maintain a „competitive” offer on the crediting segment, so that he checks on a monthly basis the conditions of the competition. Due to the fact that it operates as a branch of the parent-bank from the Netherlands, ING needs to observe the cautious regulations of the BNR, which include also such measures recently adopted to limit credits granted to individuals.
Roggemans also said that the number of customers reaches several thousand, but with the offer of products and services to be limited to the current account, foreign payment operations, financing and trading platforms via the Internet.