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    <loc>https://financiarul.ro/economie/bonurile-fara-cod-qr-pot-aduce-amenzi-de-4-000-de-lei-dupa-expirarea/</loc>
    <lastmod>2026-10-16T08:20:19+03:00</lastmod>
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        <news:language>ro</news:language>
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      <news:publication_date>2026-10-16T08:14:04+03:00</news:publication_date>
      <news:title>Bonurile fără cod QR pot aduce amenzi de 4.000 de lei după expirarea suspendării. Ce pot verifica firmele</news:title>
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      <image:caption>Un bon fiscal care nu conține elemente grafice precum codul QR</image:caption>
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    <loc>https://financiarul.ro/economie/ce-limite-de-adaos-trebuie-sa-respecte-comerciantii-de-alimente-pana/</loc>
    <lastmod>2026-10-16T07:25:18+03:00</lastmod>
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        <news:name>Financiarul</news:name>
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      <news:publication_date>2026-10-16T07:17:44+03:00</news:publication_date>
      <news:title>Ce limite de adaos trebuie să respecte comercianții de alimente până la finalul lui 2026 și ce acte sunt necesare</news:title>
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      <image:caption>Alimente cu plafonarea adaosului comercial</image:caption>
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    <loc>https://financiarul.ro/companii/firmele-vizate-de-nis2-dora-si-cra-nu-au-automat-trei-raportari/</loc>
    <lastmod>2026-10-16T06:44:05+03:00</lastmod>
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        <news:language>ro</news:language>
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      <news:publication_date>2026-10-16T06:44:03+03:00</news:publication_date>
      <news:title>Firmele vizate de NIS2, DORA și CRA nu au automat trei raportări pentru un incident. Rolul companiei decide obligațiile</news:title>
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      <image:caption>Echipamente de rețea pentru NIS2</image:caption>
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    <loc>https://financiarul.ro/finante-personale/ce-alimente-au-adaosul-limitat-pana-la-31-decembrie-2026-si-ce-sume/</loc>
    <lastmod>2026-10-16T06:18:43+03:00</lastmod>
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        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
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      <news:publication_date>2026-10-16T06:12:29+03:00</news:publication_date>
      <news:title>Ce alimente au adaosul limitat până la 31 decembrie 2026 și ce sume contează în calculul bugetului familiei</news:title>
      <news:keywords>alimente de baza, bugetul familiei, plafonarea adaosului comercial, putere de cumparare, salariul minim</news:keywords>
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      <image:caption>Pâine albă de mari dimensiuni și alte produse agroalimentare de bază</image:caption>
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  </url>
  <url>
    <loc>https://financiarul.ro/tehnologie/citizen-lab-spune-ca-reclame-infectau-fara-clic-dispozitive-de-la-nato/</loc>
    <lastmod>2026-10-16T03:44:30+03:00</lastmod>
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        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-16T03:44:29+03:00</news:publication_date>
      <news:title>Citizen Lab spune că reclame infectau fără clic dispozitive de la NATO, UE și Al Jazeera</news:title>
      <news:keywords>Al Jazeera, Candiru, Citizen Lab, securitate cibernetică, spyware</news:keywords>
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      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/atacuri-fara-clic.jpg</image:loc>
      <image:caption>Laptop și telefon mobil pe un birou în fața unei ferestre</image:caption>
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  <url>
    <loc>https://financiarul.ro/tehnologie/telefoanele-se-vor-scumpi-in-continuare-avertizeaza-nabila-popal-piata/</loc>
    <lastmod>2026-10-16T03:12:06+03:00</lastmod>
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      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-16T03:12:02+03:00</news:publication_date>
      <news:title>Telefoanele se vor scumpi în continuare, avertizează Nabila Popal. Piața memoriilor s-ar stabiliza cel mai devreme în 2028</news:title>
      <news:keywords>Apple, Cipuri de memorie, Samsung, smartphone-uri, Xiaomi</news:keywords>
    </news:news>
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      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/scumpirea-telefoanelor.jpg</image:loc>
      <image:caption>Scumpirea telefoanelor mobile</image:caption>
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  <url>
    <loc>https://financiarul.ro/investitii/ruchir-sharma-vede-o-bula-avansata-pe-piata-ai-dobanzile-mai-mari/</loc>
    <lastmod>2026-10-16T02:39:53+03:00</lastmod>
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      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-16T02:39:51+03:00</news:publication_date>
      <news:title>Ruchir Sharma vede o bulă avansată pe piața AI. Dobânzile mai mari amenință finanțarea investițiilor</news:title>
      <news:keywords>CoreWeave, dobânzi, inteligenta artificiala, investiții, Ruchir Sharma</news:keywords>
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      <image:caption>Echipamente electronice de calcul într-un centru de date pentru procesarea informațiilor</image:caption>
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  <url>
    <loc>https://financiarul.ro/fonduri-europene/romania-si-italia-coordoneaza-un-grup-de-aproximativ-17-state-care-cer/</loc>
    <lastmod>2026-10-15T22:20:34+03:00</lastmod>
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      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-15T22:20:34+03:00</news:publication_date>
      <news:title>România și Italia coordonează un grup de aproximativ 17 state care cer mai mulți bani europeni</news:title>
      <news:keywords>agricultura, buget european, fonduri europene, Ilie Bolojan, Nicușor Dan</news:keywords>
    </news:news>
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      <image:caption>Steagurile României și Italiei</image:caption>
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  </url>
  <url>
    <loc>https://financiarul.ro/economie/ue-limiteaza-importurile-de-masini-hibride-din-china-la-350-000-pe-an/</loc>
    <lastmod>2026-10-15T22:20:32+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-15T22:20:32+03:00</news:publication_date>
      <news:title>UE limitează importurile de mașini hibride din China la 350.000 pe an, timp de patru ani</news:title>
      <news:keywords>China, comerț internațional, Comisia Europeană, industria auto, Uniunea Europeană</news:keywords>
    </news:news>
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      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/importuri-de-hibride-din-china.jpg</image:loc>
      <image:caption>Mașină hibridă la încărcat în Port</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/nuclearelectrica-reduce-profitul-brut-estimat-la-1-404-miliarde-lei/</loc>
    <lastmod>2026-10-15T23:08:39+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-15T20:52:54+03:00</news:publication_date>
      <news:title>Nuclearelectrica reduce investițiile cu 103.354 mii lei în bugetul care presupune repornirea reactoarelor pe 1 noiembrie</news:title>
      <news:keywords>Cernavoda, energie, Nuclearelectrica, profit, seceta</news:keywords>
    </news:news>
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      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/nuclearelectrica-2.jpg</image:loc>
      <image:caption>Reactoarele de la Cernavodă</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/iulius-estimeaza-peste-1-3-miliarde-de-euro-pentru-dezvoltari-urbane/</loc>
    <lastmod>2026-10-15T19:37:43+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-15T19:37:40+03:00</news:publication_date>
      <news:title>IULIUS estimează peste 1,3 miliarde de euro pentru dezvoltări urbane cu cerințe de sustenabilitate</news:title>
      <news:keywords>finanțare verde, investiții imobiliare, Iulius, RIVUS Cluj-Napoca, sustenabilitate</news:keywords>
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      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/investitii-iulius.jpg</image:loc>
      <image:caption>Vedere panoramică asupra ansamblului urban central din municipiul Iași</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/sprijinul-pentru-incalzire-in-2026-2027-depinde-de-venit-ce-praguri/</loc>
    <lastmod>2026-10-15T19:26:21+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-15T19:20:50+03:00</news:publication_date>
      <news:title>Sprijinul pentru încălzire în 2026-2027 depinde de venit. Ce praguri se aplică și cum se solicită la primărie</news:title>
      <news:keywords>ajutor pentru incalzire, ANPIS, facturi, supliment pentru energie, venituri</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/ajutor-pentru-incalzire.jpg</image:loc>
      <image:caption>Radiator pentru ajutor pentru încălzire</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/crypto/bitcoin-coboara-sub-80-000-de-dolari-intr-o-piata-cu-lichidari-de-948/</loc>
    <lastmod>2026-10-15T18:33:01+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-15T18:32:59+03:00</news:publication_date>
      <news:title>Bitcoin coboară sub 80.000 de dolari într-o piață cu lichidări de 948,22 milioane de dolari</news:title>
      <news:keywords>Bitcoin, ETF Bitcoin, ethereum, Fed, lichidări cripto</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/bitcoin.jpg</image:loc>
      <image:caption>Fermă de minare Bitcoin</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/statul-a-imprumutat-aproximativ-1-miliard-de-lei-la-o-licitatie/</loc>
    <lastmod>2026-10-15T18:32:53+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-15T18:32:51+03:00</news:publication_date>
      <news:title>Statul a împrumutat aproximativ 1 miliard de lei la o licitație cu cerere de cinci ori cât oferta</news:title>
      <news:keywords>Alexandru Nazare, datorie publica, Ministerul Finantelor, randamente, titluri de stat</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/titluri-de-stat.jpg</image:loc>
      <image:caption>Sediul Romania’s Ministry of Finance</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/bursa/actiunile-ai-pierd-peste-un-trilion-de-dolari-jpmorgan-explica/</loc>
    <lastmod>2026-10-15T17:46:45+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-15T17:46:43+03:00</news:publication_date>
      <news:title>Acțiunile AI pierd peste un trilion de dolari. JPMorgan explică de ce revenirea are mai puțin sprijin</news:title>
      <news:keywords>inteligenta artificiala, JPMorgan, nvidia, semiconductori, Wall Street</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/actiunile-ai.jpg</image:loc>
      <image:caption>Echipamente dintr-un centru de date</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/ce-sprijin-primesc-familiile-in-2026-si-cand-revenirea-la-munca-aduce/</loc>
    <lastmod>2026-10-15T19:00:49+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-15T17:24:49+03:00</news:publication_date>
      <news:title>Ce sprijin primesc familiile în 2026 și când revenirea la muncă aduce un stimulent lunar de 1.500 de lei</news:title>
      <news:keywords>alocatii copii, bugetul familiei, CASS, indemnizație creștere copil, stimulent de inserție</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/sprijin-financiar-pentru-familii-in-2026.jpg</image:loc>
      <image:caption>Sprijin financiar pentru familii în 2026</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/animawings-tine-toate-zborurile-oprite-pana-inclusiv-pe-15-noiembrie/</loc>
    <lastmod>2026-10-15T17:28:10+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-15T17:20:52+03:00</news:publication_date>
      <news:title>AnimaWings ține toate zborurile oprite până inclusiv pe 15 noiembrie, după respingerea solicitării de insolvență</news:title>
      <news:keywords>AnimaWings, creditori, insolventa, Tribunalul Bucureşti, ZBORURI SUSPENDATE</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/animawings-1.jpg</image:loc>
      <image:caption>Avion alb pe pista aeroportului</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/cum-se-vinde-un-srl-cu-datorii-fiscale-din-12-octombrie-2026-restantele/</loc>
    <lastmod>2026-10-15T19:07:26+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-15T17:15:55+03:00</news:publication_date>
      <news:title>Cum se vinde un SRL cu datorii fiscale din 12 octombrie 2026. Restanțele trebuie plătite sau garantate integral</news:title>
      <news:keywords>ANAF, cesiune parti sociale, datorii fiscale, ONRC, SRL</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/cum-se-vinde-un-srl-cu-datorii-fiscale-din-12-octombrie-2026-restantele-ilustratie.png</image:loc>
      <image:caption>Ghișeu într-un birou gol</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/iulian-stanciu-si-adrian-cretoiu-primesc-acordul-pentru-cumpararea/</loc>
    <lastmod>2026-10-15T16:26:21+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-15T15:24:37+03:00</news:publication_date>
      <news:title>Iulian Stanciu și Adrian Crețoiu pot cumpăra rețeaua Gazprom din România după acordul autorității</news:title>
      <news:keywords>Adrian Crețoiu, Argenta, Consiliul Concurenței, Gazprom, Iulian Stanciu, NIS Petrol</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/psk-agentie-benzinariile-gazprom-scaled.jpg</image:loc>
      <image:caption>benzinăriile Gazprom, Iulian Stanciu și Adrian Crețoiu pot cumpăra rețeaua Gazprom din România după acordul autorității</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/ratele-la-credite-calculate-la-indicii-din-15-octombrie-2026-sunt-cu-27/</loc>
    <lastmod>2026-10-15T15:23:29+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-15T15:23:28+03:00</news:publication_date>
      <news:title>Ratele la credite, calculate la indicii din 15 octombrie 2026, sunt cu 27-102 lei sub cele de acum un an</news:title>
      <news:keywords>BNR, dobânzi, IRCC, rate la credite, ROBOR</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/robor-si-ircc-4.png</image:loc>
      <image:caption>Evoluția ROBOR la 3 luni în ultimele 12 luni</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/reducerea-cu-25-pentru-acciza-motorinei-standard-continua-pana-pe-31/</loc>
    <lastmod>2026-10-15T15:40:29+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-15T15:20:00+03:00</news:publication_date>
      <news:title>Finanțele păstrează reducerea de 25% pentru acciza motorinei standard în intervalul 16-31 octombrie</news:title>
      <news:keywords>accize, carburanti, Ministerul Finantelor, motorina, transport</news:keywords>
    </news:news>
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      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/psk-agentie-acciza-la-motorina.jpg</image:loc>
      <image:caption>Picătură din acciza la motorină</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/actualitate/presedintele-asf-alexandru-petrescu-si-ambasadorul-statelor-unite-ale-americii-in-romania-darryl-nirenberg-parteneriatul-cu-institutiile-americane-in-sprijinul-unei-piete-financiare-romanesti-mai/</loc>
    <lastmod>2026-10-15T14:34:03+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
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      <image:caption>Bătrâni alături de nepoții lor</image:caption>
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        <news:language>ro</news:language>
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      <image:caption>Stivă de lemne pentru foc</image:caption>
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    <lastmod>2026-10-14T11:33:27+03:00</lastmod>
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    <lastmod>2026-10-14T11:17:52+03:00</lastmod>
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        <news:language>ro</news:language>
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      <news:publication_date>2026-10-14T11:12:23+03:00</news:publication_date>
      <news:title>Gazul a urcat la 427 lei/MWh, maximul ultimilor aproape 4 ani. ENGIE și E.On cer amânarea liberalizării</news:title>
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    <image:image>
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      <image:caption>Arzător aprins de aragaz</image:caption>
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</urlset>
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