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			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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			<news:publication_date>2026-11-04T10:13:37+00:00</news:publication_date>
			<news:title><![CDATA[Casele de pensii au aproape 62.000 de procese din 2024]]></news:title>
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			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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			<news:publication_date>2026-11-04T10:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Returul produsului cumpărat online se anunță magazinului]]></news:title>
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			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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			<news:publication_date>2026-11-04T09:22:10+00:00</news:publication_date>
			<news:title><![CDATA[ING Credit Card dă 32 rate 0% în 4 magazine, peste 1.000 lei]]></news:title>
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			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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			<news:title><![CDATA[Salariul net se calculează din brut în cinci pași]]></news:title>
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			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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			<news:publication_date>2026-11-04T08:51:03+00:00</news:publication_date>
			<news:title><![CDATA[Alocația de hrană poate fi de 48 lei pe zi plătită]]></news:title>
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				<news:name>Financiarul</news:name>
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			<news:publication_date>2026-11-04T08:34:45+00:00</news:publication_date>
			<news:title><![CDATA[CNSP estimează inflație medie de 8,4% în 2026]]></news:title>
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				<news:name>Financiarul</news:name>
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			<news:publication_date>2026-11-04T07:49:30+00:00</news:publication_date>
			<news:title><![CDATA[Alocațiile pentru copii intră în cont pe 6 noiembrie]]></news:title>
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				<news:name>Financiarul</news:name>
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			<news:title><![CDATA[Bucureștiul are venit estimat peste dublul mediei țării]]></news:title>
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			<news:title><![CDATA[Sanitas cere salarii cu circa 16% mai mari pentru medici]]></news:title>
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				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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			<news:publication_date>2026-11-04T07:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Plata anticipată la creditul ipotecar reduce dobânda]]></news:title>
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		<loc>https://financiarul.ro/economie/romania-a-importat-cu-75-mai-multe-gaze-in-2025-iar-productia-interna-a-scazut-cu-0-9/</loc>
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				<news:name>Financiarul</news:name>
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			<news:title><![CDATA[România a importat cu 75% mai multe gaze în 2025]]></news:title>
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		<loc>https://financiarul.ro/economie/benzina-standard-era-9-99-lei-pe-litru-in-opt-statii-iar-50-de-litri-ar-costa-499-50-lei/</loc>
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				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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			<news:publication_date>2026-11-04T06:13:32+00:00</news:publication_date>
			<news:title><![CDATA[Benzina Standard era 9,99 lei pe litru în opt stații]]></news:title>
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		<loc>https://financiarul.ro/economie/primaria-sibiu-propune-pentru-2027-impozit-de-6-25-pe-cladirile-firmelor-cu-valoarea-neactualizata-in-ultimii-cinci-ani-fata-de-1-51-pentru-cele-actualizate/</loc>
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			<news:publication_date>2026-11-04T05:55:33+00:00</news:publication_date>
			<news:title><![CDATA[Sibiu propune 6,25% impozit pe clădiri neevaluate 5 ani]]></news:title>
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		<loc>https://financiarul.ro/economie/primaria-capitalei-propune-aceleasi-valori-si-cote-pentru-calculul-impozitului-pe-cladiri-in-2027-si-taxe-de-pana-la-10-pentru-unele-autorizatii-de-construire/</loc>
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			<news:title><![CDATA[Bucureștiul ar taxa unele autorizații de construire cu 10%]]></news:title>
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				<news:name>Financiarul</news:name>
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			<news:publication_date>2026-11-04T05:05:52+00:00</news:publication_date>
			<news:title><![CDATA[Unele mame ar putea cere mai devreme pensiile militare]]></news:title>
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			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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			<news:publication_date>2026-11-04T04:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Bugetul de Crăciun se calculează după facturi și rate]]></news:title>
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		<loc>https://financiarul.ro/economie/salariul-minim-brut-din-2027-ar-putea-ajunge-la-5-079-de-lei-in-cea-mai-mare-varianta-transmisa-de-ministerul-muncii/</loc>
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			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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			<news:publication_date>2026-11-03T23:23:40+00:00</news:publication_date>
			<news:title><![CDATA[Salariul minim brut din 2027 ar putea urca la 5.079 lei]]></news:title>
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	<url>
		<loc>https://financiarul.ro/economie/cum-calculezi-contributiile-la-pensie-si-sanatate-daca-in-2026-ai-venituri-din-munca-pe-cont-propriu-chirii-sau-dividende/</loc>
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			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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			<news:publication_date>2026-11-03T18:16:00+00:00</news:publication_date>
			<news:title><![CDATA[CASS la PFA se calculează separat de chirii și dividende]]></news:title>
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	<url>
		<loc>https://financiarul.ro/utile/ce-alocatii-si-ajutoare-poti-cere-pentru-copil-si-unde-depui-actele/</loc>
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			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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			<news:publication_date>2026-11-03T17:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Alocația de stat nu depinde de venitul părinților]]></news:title>
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	<url>
		<loc>https://financiarul.ro/economie/deficitul-statului-a-scazut-fata-de-2025-la-noua-luni-dar-a-crescut-cu-4-6-miliarde-de-lei-in-trimestrul-al-treilea/</loc>
		<news:news>
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				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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			<news:publication_date>2026-11-03T16:30:46+00:00</news:publication_date>
			<news:title><![CDATA[Deficitul statului a scăzut la nouă luni față de 2025]]></news:title>
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	<url>
		<loc>https://financiarul.ro/economie/stimulentul-parintilor-care-reiau-munca-in-perioada-concediului-de-crestere-a-copilului-ar-egala-indemnizatia-in-loc-de-650-sau-1-500-de-lei/</loc>
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				<news:name>Financiarul</news:name>
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			<news:publication_date>2026-11-03T16:08:06+00:00</news:publication_date>
			<news:title><![CDATA[Stimulentul muncii reluate în concediu ar egala indemnizația]]></news:title>
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		<loc>https://financiarul.ro/economie/tinta-de-deficit-de-6-2-a-romaniei-pentru-2026-depinde-de-incasarea-pana-la-31-decembrie-a-4-23-miliarde-de-euro-din-granturi-inca-in-evaluare/</loc>
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				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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			<news:publication_date>2026-11-03T15:40:51+00:00</news:publication_date>
			<news:title><![CDATA[Ținta de deficit depinde de încasarea granturilor europene]]></news:title>
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	<url>
		<loc>https://financiarul.ro/economie/anaf-anuleaza-decizia-de-impunere-pentru-contributiile-la-pensie-si-sanatate-din-2025-daca-depui-declaratia-in-60-de-zile-de-la-comunicarea-ei/</loc>
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				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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			<news:publication_date>2026-11-03T15:22:04+00:00</news:publication_date>
			<news:title><![CDATA[ANAF anulează decizia dacă declari în 60 zile de la primire]]></news:title>
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		<loc>https://financiarul.ro/finante-personale/cum-iti-faci-un-plan-financiar-pentru-salariu-in-opt-pasi-si-il-ajustezi-cand-cheltuielile-cresc/</loc>
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				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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			<news:publication_date>2026-11-03T15:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Un plan financiar pentru salariu se face în opt pași]]></news:title>
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		<loc>https://financiarul.ro/finante-si-banci/christine-lagarde-va-pleca-de-la-conducerea-bancii-centrale-europene-pe-7-februarie-2027/</loc>
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				<news:name>Financiarul</news:name>
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			<news:publication_date>2026-11-03T13:52:28+00:00</news:publication_date>
			<news:title><![CDATA[Christine Lagarde va pleca de la Banca Centrală Europeană]]></news:title>
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		<loc>https://financiarul.ro/finante-personale/dan-air-a-oprit-temporar-plata-online-cu-cardul-pentru-bilete-rezervarile-noi-se-platesc-prin-transfer-bancar/</loc>
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				<news:name>Financiarul</news:name>
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			<news:title><![CDATA[Dan Air a oprit temporar plata online cu cardul]]></news:title>
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		<loc>https://financiarul.ro/finante-personale/cat-pui-deoparte-lunar-ca-sa-iti-completezi-pensia-cu-1-000-de-lei-timp-de-20-de-ani/</loc>
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				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
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		<loc>https://financiarul.ro/finante-personale/euro-este-5-3416-lei-pe-3-noiembrie-2026-o-rata-de-500-de-euro-ajunge/</loc>
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			<news:title><![CDATA[Euro este 5,3416 lei pe 3 noiembrie 2026. O rată de 500 de euro ajunge la 2.671 lei]]></news:title>
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		<loc>https://financiarul.ro/finante-personale/indemnizatia-de-insotitor-a-crescut-la-2-163-de-lei-pe-luna-pentru-pensionarii-cu-invaliditate-de-gradul-i/</loc>
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				<news:name>Financiarul</news:name>
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			<news:title><![CDATA[Indemnizația de însoțitor la gradul I este 2.163 lei]]></news:title>
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	<url>
		<loc>https://financiarul.ro/utile/cum-returnezi-fara-bon-ambalajele-cu-garantie-si-primesti-0-50-lei-pentru-fiecare-ambalaj-acceptat/</loc>
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			<news:publication>
				<news:name>Financiarul</news:name>
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			<news:title><![CDATA[Ambalajele cu garanție se returnează fără bon]]></news:title>
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		<loc>https://financiarul.ro/finante-personale/animawings-prelungeste-suspendarea-zborurilor-regulate-pana-la-31-decembrie/</loc>
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				<news:name>Financiarul</news:name>
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			<news:title><![CDATA[AnimaWings suspendă zborurile regulate până la 31 decembrie]]></news:title>
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			<news:publication>
				<news:name>Financiarul</news:name>
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			<news:title><![CDATA[Pensiile din 2027 ar putea crește cu 5% sau 7,3%]]></news:title>
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				<news:name>Financiarul</news:name>
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			<news:publication_date>2026-11-03T09:42:05+00:00</news:publication_date>
			<news:title><![CDATA[Vânzarea pe pierdere poate reduce impozitul calculat anual]]></news:title>
		</news:news>
	</url>
	<url>
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		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
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			</news:publication>
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		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/bursa/actiunile-rompetrol-rafinare-sunt-oferite-la-0-705-lei-cu-53-62-sub-maximul-din-29-octombrie/</loc>
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			<news:publication>
				<news:name>Financiarul</news:name>
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			</news:publication>
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			<news:title><![CDATA[Acțiunile Rompetrol Rafinare sunt oferite la 0,705 lei]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/preturile-cerute-de-producatorii-industriali-au-crescut-intr-un-an-cu-13-8-iar-cele-platite-de-consumatori-cu-6-61/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
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	</url>
	<url>
		<loc>https://financiarul.ro/economie/ministerul-finantelor-a-atras-4-5-miliarde-de-euro-prin-imprumuturi-desi-investitorii-au-cerut-obligatiuni-de-peste-8-5-miliarde/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
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			</news:publication>
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			<news:title><![CDATA[Ministerul Finanțelor a atras 4,5 miliarde de euro]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/utile/cum-verifici-suma-pentru-caldura-de-pe-lista-de-intretinere-si-unde-apare-ajutorul-de-incalzire/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
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			<news:title><![CDATA[Lista de întreținere se verifică folosind factura blocului]]></news:title>
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	</url>
	<url>
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		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
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			<news:title><![CDATA[Raiffeisen Bank a cumpărat Garanti BBVA România]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/finante-si-banci/in-ce-ordine-platesti-creditele-ca-sa-reduci-dobanda-si-ce-faci-daca-ai-restante/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
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			</news:publication>
			<news:publication_date>2026-11-03T06:00:00+00:00</news:publication_date>
			<news:title><![CDATA[În ce ordine plătești mai multe credite]]></news:title>
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	</url>
	<url>
		<loc>https://financiarul.ro/economie/pensia-publica-ajunge-la-3-342-de-lei-dupa-35-de-ani-de-contributii-in-exemplul-cu-un-punct-strans-pe-an/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
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			</news:publication>
			<news:publication_date>2026-11-03T05:39:05+00:00</news:publication_date>
			<news:title><![CDATA[Pensia publică după 35 de ani dă 3.342 lei în exemplu]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/companii/munca-pe-30-noiembrie-sau-1-decembrie-aduce-liber-ori-spor-de-minimum-100-pentru-orele-lucrate-daca-liberul-nu-poate-fi-dat-din-motive-justificate/</loc>
		<news:news>
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	</url>
	<url>
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		<news:news>
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			</news:publication>
			<news:publication_date>2026-11-03T05:00:00+00:00</news:publication_date>
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		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/femeile-nascute-in-mai-1964-pot-cere-pensia-din-ianuarie-2027-la-62-de-ani-si-8-luni-daca-au-cel-putin-15-ani-de-contributii/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
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	</url>
	<url>
		<loc>https://financiarul.ro/finante-si-banci/cum-calculezi-rata-pe-care-ti-o-permiti-la-un-credit-ipotecar-dupa-limita-bancii-si-bugetul-tau/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
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	</url>
	<url>
		<loc>https://financiarul.ro/economie/cosul-pentru-un-adult-singur-este-estimat-la-4-407-lei-lunar-cu-1-708-lei-peste-salariul-minim-net-de-2-699-lei-folosit-in-calcul/</loc>
		<news:news>
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				<news:name>Financiarul</news:name>
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			<news:publication_date>2026-11-03T03:30:54+00:00</news:publication_date>
			<news:title><![CDATA[Coșul pentru un adult singur este estimat la 4.407 lei.]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/statul-a-platit-50-63-miliarde-de-lei-pe-dobanzi-in-noua-luni-cu-10-69-miliarde-peste-aceeasi-perioada-din-2025/</loc>
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				<news:name>Financiarul</news:name>
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		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/romania-a-adaugat-3-426-de-megawati-de-putere-electrica-insa-numai-1-930-provin-din-centrale-noi/</loc>
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				<news:name>Financiarul</news:name>
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			<news:publication_date>2026-11-02T22:45:13+00:00</news:publication_date>
			<news:title><![CDATA[România a adăugat 3.426 MW, inclusiv 1.930 în centrale noi]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/companii/romgaz-risca-sa-piarda-concesiunea-trident-si-101-5-milioane-de-lei-investite-acolo/</loc>
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			<news:publication_date>2026-11-02T22:33:58+00:00</news:publication_date>
			<news:title><![CDATA[Romgaz riscă să piardă Trident și 101,5 milioane de lei]]></news:title>
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	</url>
	<url>
		<loc>https://financiarul.ro/utile/cum-verifici-contractul-de-munca-si-contributiile-declarate-de-angajator/</loc>
		<news:news>
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	</url>
	<url>
		<loc>https://financiarul.ro/economie/ministerul-finantelor-a-lansat-trei-imprumuturi-in-euro-cu-costuri-initiale-estimate-de-pana-la-7-07-pe-an/</loc>
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	</url>
	<url>
		<loc>https://financiarul.ro/utile/cum-gasesti-zece-cheltuieli-mici-si-verifici-dupa-o-luna-daca-ai-economisit-bani/</loc>
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	<url>
		<loc>https://financiarul.ro/casa-si-gradina/cum-compari-costul-incalzirii-cu-gaz-curent-lemne-si-pompa-de-caldura/</loc>
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	<url>
		<loc>https://financiarul.ro/utile/cum-compari-ofertele-pentru-un-articol-de-promovare-si-calculezi-costul-pe-vanzare/</loc>
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			<news:title><![CDATA[Un articol de promovare se compară după cost și rezultate]]></news:title>
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	</url>
	<url>
		<loc>https://financiarul.ro/companii/dan-air-risca-sa-ramana-fara-servicii-de-dirijare-a-zborurilor-de-la-7-noiembrie-daca-nu-face-platile-si-nu-semneaza-intelegerea-pana-vineri/</loc>
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		<loc>https://financiarul.ro/economie/petrolul-brent-a-coborat-la-105-60-dolari-pe-baril-benzina-se-ieftinise-deja-cu-5-bani-la-mai-multe-retele/</loc>
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			<news:title><![CDATA[Petrolul Brent a coborât la 105,60 dolari pe baril]]></news:title>
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	</url>
	<url>
		<loc>https://financiarul.ro/finante-personale/directiva-ue-prevede-inca-12-luni-de-raspundere-a-vanzatorului-pentru-produsele-cumparate-din-31-iulie-2026-si-reparate-in-garantia-legala/</loc>
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		<loc>https://financiarul.ro/economie/termoficare-constanta-a-inceput-sa-furnizeze-caldura-treptat-locuitorii-racordati-platesc-400-de-lei-pe-gigacalorie-pana-la-31-decembrie/</loc>
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	<url>
		<loc>https://financiarul.ro/economie/rezervele-valutare-ale-bnr-au-scazut-cu-1-507-miliarde-de-euro-in-octombrie-si-sunt-cu-6-794-miliarde-sub-nivelul-de-acum-un-an/</loc>
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	</url>
	<url>
		<loc>https://financiarul.ro/sanatate/persoanele-fara-asigurare-cu-suspiciune-de-cancer-pulmonar-pot-face-investigatii-decontate-cu-bilet-de-trimitere/</loc>
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			<news:title><![CDATA[Neasigurații pot testa cancer pulmonar suspectat cu bilet]]></news:title>
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