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  <url>
    <loc>https://financiarul.ro/bursa/actiunile-rompetrol-rafinare-au-ajuns-la-1-16-lei/</loc>
    <lastmod>2026-10-27T13:22:18+02:00</lastmod>
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      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T13:22:18+02:00</news:publication_date>
      <news:title>Acțiunile Rompetrol Rafinare au urcat marți la 1,16 lei, de la 1,01 lei luni, dar vânzarea la acest preț nu e sigură</news:title>
      <news:keywords>acțiuni RRC, Bursa de valori Bucuresti, Preț acțiuni, Rompetrol Rafinare</news:keywords>
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    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/rompetrol-rafinare.jpg</image:loc>
      <image:caption>Panoramic cu rafinăria Petromidia</image:caption>
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  <url>
    <loc>https://financiarul.ro/finante-personale/cartea-de-munca-pierduta-si-dovada-anilor-pentru-pensie/</loc>
    <lastmod>2026-10-27T13:13:30+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T13:13:30+02:00</news:publication_date>
      <news:title>Cine a pierdut cartea de muncă poate dovedi anii lucrați pentru pensie. Actele diferă înainte și după aprilie 2001</news:title>
      <news:keywords>adeverință de vechime, arhiva angajatorului, carte de munca, Casa de pensii, vechime pentru pensie</news:keywords>
    </news:news>
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      <image:caption>Cine a pierdut cartea de muncă poate dovedi anii lucrați pentru pensie. Actele diferă înainte și după aprilie 2001</image:caption>
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  <url>
    <loc>https://financiarul.ro/companii/greva-la-oil-terminal-si-riscul-pentru-carburanti/</loc>
    <lastmod>2026-10-27T12:35:20+02:00</lastmod>
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      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T12:35:20+02:00</news:publication_date>
      <news:title>Greva la Oil Terminal este anunțată pentru 18 noiembrie, iar șoferii pot avea probleme la alimentare</news:title>
      <news:keywords>carburanti, greva, Oil Terminal, Petrobrazi</news:keywords>
    </news:news>
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      <image:caption>Greva la Oil Terminal este anunțată pentru 18 noiembrie, iar șoferii pot avea probleme la alimentare</image:caption>
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  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/actiunile-erste-si-banii-din-conturile-bcr/</loc>
    <lastmod>2026-10-27T13:00:46+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T12:20:17+02:00</news:publication_date>
      <news:title>Acțiunile Erste au scăzut, dar banii clienților BCR din conturi nu se micșorează din această cauză</news:title>
      <news:keywords>acțiuni, BCR, depozite bancare, Erste Group, Fondul de Garantare a Depozitelor Bancar</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/sucursala-bcr-in-piata-unirii-din-bucuresti.jpg</image:loc>
      <image:caption>Sucursală BCR în Piața Unirii din București</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/bilete-de-tratament-in-timis-pentru-seria-din-noiembrie/</loc>
    <lastmod>2026-10-27T12:21:25+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T12:12:06+02:00</news:publication_date>
      <news:title>Pensionarii din Timiș pot cere bilete de tratament pentru seria din 5 noiembrie și plătesc în funcție de pensie</news:title>
      <news:keywords>bilete de tratament, Casa de Pensii Timiș, pensionari Timiș, statiuni balneare</news:keywords>
    </news:news>
    <image:image>
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      <image:caption>Pensionarii din Timiș pot cere bilete de tratament pentru seria din 5 noiembrie și plătesc în funcție de pensie</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/trai-decent-pentru-o-familie-in-septembrie-2025/</loc>
    <lastmod>2026-10-27T12:28:29+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T12:00:48+02:00</news:publication_date>
      <news:title>Traiul decent pentru doi adulți și doi copii costă 11.668 de lei lunar, cu 2,6% mai mult</news:title>
      <news:keywords>bugetul familiei, costul vietii, salariu minim, trai decent</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/o-familie-cu-doi-adulti-si-doi-copii-avea-nevoie-de-11-370-d.png</image:loc>
      <image:caption>O familie cu doi adulți și doi copii avea nevoie de 11.370 de lei lunar pentru un trai decent în septembrie 2025</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/listarea-anthropic-nu-are-inca-un-pret-al-actiunilor/</loc>
    <lastmod>2026-10-27T11:49:19+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T11:49:19+02:00</news:publication_date>
      <news:title>Cât costă o acțiune Anthropic și când începe vânzarea, dacă firma nu a stabilit încă nici prețul, nici data?</news:title>
      <news:keywords>acțiuni, Anthropic, campanii electorale, nasdaq</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/nasdaq-marketsite-new-york.jpg</image:loc>
      <image:caption>Studioul Nasdaq MarketSite din New York</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/vamuirea-masinilor-din-afara-ue-ramane-obligatorie/</loc>
    <lastmod>2026-10-27T12:21:21+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T11:15:51+02:00</news:publication_date>
      <news:title>Ai adus o mașină din afara UE și ai pus numere? Dacă nu ai plătit taxele la vamă, ți se pot cere mai târziu</news:title>
      <news:keywords>înmatriculare, mașini din afara UE, taxe de import, vămuire auto</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/vama-albita-la-granita-cu-republica-moldova.jpg</image:loc>
      <image:caption>Vama Albița, la granița cu Republica Moldova</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/sporuri-la-pensie-in-2026-si-actele-pentru-recalculare/</loc>
    <lastmod>2026-10-27T12:21:17+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T11:10:46+02:00</news:publication_date>
      <news:title>Cine a avut prime sau ore suplimentare înainte de aprilie 2001 poate primi o pensie mai mare</news:title>
      <news:keywords>Adeverința de venit, campanii electorale, recalcularea pensiei, sporuri</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/casa-judeteana-de-pensii-arges.jpg</image:loc>
      <image:caption>Casa Județeană de Pensii Argeș</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/bcr-pensii-creste-in-2026-ce-se-intampla-cu-banii-tai/</loc>
    <lastmod>2026-10-27T11:41:21+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T10:53:12+02:00</news:publication_date>
      <news:title>De ce suma de peste 20 de miliarde de lei administrată de BCR Pensii nu arată cât ai strâns tu pentru pensie?</news:title>
      <news:keywords>BCR Pensii, pensii private, Pilonul II, Pilonul III</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/sediul-bcr-din-bucuresti.jpg</image:loc>
      <image:caption>Sediul BCR din București</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/noua-casa-2026-nu-reduce-inca-avansul-de-15-la-5/</loc>
    <lastmod>2026-10-27T11:41:17+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T10:45:38+02:00</news:publication_date>
      <news:title>De ce nu pot plăti încă tinerii sub 35 de ani un avans de 5% la Noua Casă? Votul Senatului nu a schimbat regula de 15%</news:title>
      <news:keywords>avans locuință, credit ipotecar, Noua casa, senat, tineri sub 35 de ani</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/blocuri-de-locuinte-din-bucuresti.jpg</image:loc>
      <image:caption>Blocuri de locuințe din București</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/tarifele-de-salubritate-propuse-pentru-2027-in-sibiu/</loc>
    <lastmod>2026-10-27T11:41:14+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T10:28:56+02:00</news:publication_date>
      <news:title>Tarifele pentru gunoi ar putea crește cu 5,5%-5,6% în Avrig, Agnita și Săliște, dar taxa oamenilor nu crește automat</news:title>
      <news:keywords>ADI ECO Sibiu, Avrig, judetul Sibiu, salubritate, taxe locale</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2023/08/colectare-selectiva-gunoaie-reciclare-3-ddfj.jpg</image:loc>
      <image:caption>Recipient pentru colectarea separată a ambalajelor din plastic</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/sanatate/suspiciunea-de-cancer-de-san-se-verifica-si-fara-asigurare/</loc>
    <lastmod>2026-10-27T12:21:14+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T10:17:45+02:00</news:publication_date>
      <news:title>Suspiciunea de cancer de sân poate fi verificată fără asigurare</news:title>
      <news:keywords>asigurare de sanatate, bilet SO, cancer de sân, CNAS, dispozitive medicale</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/depistare-cancer-de-san-fara-asigurare.jpg</image:loc>
      <image:caption>Persoană în halat de spital care ține un desen ce simbolizează sânii, pentru depistarea cancerului de sân</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/75-de-masini-second-hand-vandute-fara-taxe-declarate/</loc>
    <lastmod>2026-10-27T12:21:10+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T10:01:07+02:00</news:publication_date>
      <news:title>ANAF a calculat peste 1,1 milioane de lei TVA neplătită la 75 de mașini din Argeș</news:title>
      <news:keywords>acte auto, ANAF, garanție auto, masini second-hand, TVA</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/un-vanzator-din-arges-nu-a-declarat-taxele-pentru-75-de-masi.jpg</image:loc>
      <image:caption>TREBUIE: Mașini second-hand expuse la vânzare într-un parc auto. INTERZIS: Mașini noi în showroom; indicii vizuale ale altei</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/ajutorul-pentru-incalzire-in-2026-2027-poate-ajunge-la-320-de-lei-lunar/</loc>
    <lastmod>2026-10-27T09:29:34+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T09:19:52+02:00</news:publication_date>
      <news:title>Ajutorul pentru încălzire în 2026-2027 poate ajunge la 320 de lei lunar pentru lemne. Cum se calculează venitul</news:title>
      <news:keywords>ajutor pentru incalzire, asistenta sociala, lemne de foc, supliment pentru energie, venituri</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/ajutor-pentru-incalzire-1.jpg</image:loc>
      <image:caption>Lemne pentru ajutor pentru încălzire</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/gazele-trec-de-97-euro-mwh-in-europa-cum-se-calculeaza-facturile/</loc>
    <lastmod>2026-10-27T12:29:00+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T08:59:33+02:00</news:publication_date>
      <news:title>Factura la gaze nu crește automat când se scumpesc gazele în Europa</news:title>
      <news:keywords>ANRE, consumatori casnici, energie, facturi la gaze, gaze naturale</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/facturi-la-gaze.jpg</image:loc>
      <image:caption>Facturi la gaze</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/ce-alimente-au-adaosul-limitat-pana-la-finalul-lui-2026-si-ce-gramaje/</loc>
    <lastmod>2026-10-27T12:30:28+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T07:17:50+02:00</news:publication_date>
      <news:title>Adaosul magazinelor rămâne limitat pentru unele alimente de bază până la sfârșitul lui 2026, dar prețul la raft nu este fix</news:title>
      <news:keywords>buget alimentar, comercianti, plafonarea adaosului comercial, Prețuri alimente, tichete de masa</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/plafonarea-adaosului-comercial-3.jpg</image:loc>
      <image:caption>Pâine vizată de plafonarea adaosului comercial</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/cum-influenteaza-reducerea-accizei-cu-25-pretul-motorinei/</loc>
    <lastmod>2026-10-27T06:13:43+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T06:07:53+02:00</news:publication_date>
      <news:title>Cum influențează reducerea accizei cu 25% prețul motorinei și ce ar însemna pentru un plin încetarea facilității</news:title>
      <news:keywords>accize, Ministerul Finantelor, motorina, prețuri carburanți, transporturi</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/pretul-motorinei-4.jpg</image:loc>
      <image:caption>Alimentarea cu motorină a unui autoturism</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/cum-intra-tva-de-21-in-pretul-cumparaturilor-si-de-la-ce-plafon-trebuie/</loc>
    <lastmod>2026-10-26T21:31:58+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-26T21:22:12+02:00</news:publication_date>
      <news:title>Cum intră TVA de 21% în prețul cumpărăturilor și de la ce plafon trebuie firmele să se înregistreze fiscal</news:title>
      <news:keywords>accize, Companii, dividende, fiscalitate, TVA</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/tva-in-2026.jpg</image:loc>
      <image:caption>Bancnote românești și calcule fiscale</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/cum-se-calculeaza-taxele-pentru-cumparaturile-temu-si-shein/</loc>
    <lastmod>2026-10-26T20:35:16+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-26T20:29:16+02:00</news:publication_date>
      <news:title>Cum se calculează taxele pentru cumpărăturile Temu și Shein</news:title>
      <news:keywords>AliExpress, comerț online, Shein, taxe vamale, Temu</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/taxe-comenzi-temu.jpg</image:loc>
      <image:caption>T-shirts în cutie pentru taxe comenzi</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/motorina-s-ar-putea-scumpi-cu-aproximativ-0-85-lei-pe-litru-daca/</loc>
    <lastmod>2026-10-26T20:30:36+02:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-26T20:18:49+02:00</news:publication_date>
      <news:title>Motorina s-ar putea scumpi cu aproximativ 0,85 lei pe litru dacă reducerea accizei încetează</news:title>
      <news:keywords>accize, ministerul energiei, Ministerul Finantelor, motorina, prețuri carburanți</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/psk-agentie-reducerea-accizei-la-motorina-scaled.jpg</image:loc>
      <image:caption>Reducerea accizei la motorină</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/clever-media-proprietarul-prima-tv-a-semnat-acordul-pentru-preluarea/</loc>
    <lastmod>2026-10-26T19:57:37+02:00</lastmod>
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