<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="https://financiarul.ro/news-sitemap.xsl"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
  <url>
    <loc>https://financiarul.ro/companii/rheinmetall-real-estate-romania-srl-a-castigat-licitatia/</loc>
    <lastmod>2026-10-09T16:01:10+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T15:16:04+03:00</news:publication_date>
      <news:title>Rheinmetall cumpără șantierul Damen Mangalia pentru 138.034.320,47 euro, fără TVA</news:title>
      <news:keywords>CITR, Damen Shipyards Mangalia, licitatie, Rheinmetall Real Estate România SRL</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/psk-agentie-santierul-naval-damen-mangalia-scaled.jpg</image:loc>
      <image:caption>șantierul naval Damen Mangalia, Rheinmetall cumpără șantierul Damen Mangalia pentru 138.034.320,47 euro, fără TVA</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/robor-si-ircc-la-9-octombrie-2026-la-cat-ajung-ratele-pentru-patru/</loc>
    <lastmod>2026-10-09T15:12:29+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T15:12:28+03:00</news:publication_date>
      <news:title>ROBOR și IRCC la 9 octombrie 2026. La cât ajung ratele pentru patru credite între 100.000 și 300.000 de lei</news:title>
      <news:keywords>credite in lei, dobânzi, IRCC, rate bancare, ROBOR</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/robor-si-ircc-1.png</image:loc>
      <image:caption>Evoluția ROBOR la 3 luni în ultimele 12</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/operatorii-din-portul-constanta-cer-deblocarea-dunarii-pentru-a-limita/</loc>
    <lastmod>2026-10-09T14:26:15+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T14:26:13+03:00</news:publication_date>
      <news:title>Operatorii din Portul Constanța cer deblocarea Dunării pentru a limita pierderile</news:title>
      <news:keywords>cereale, contrastalii, Dunare, Portul Constanța, transport fluvial</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/portul-constanta.jpg</image:loc>
      <image:caption>Nava cargo în Portul Constanța</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/euro-este-5-3414-lei-la-bnr-pe-9-octombrie-2026-ce-inseamna-cursul/</loc>
    <lastmod>2026-10-09T14:22:26+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T14:22:24+03:00</news:publication_date>
      <news:title>Euro este 5,3414 lei la BNR pe 9 octombrie 2026. Ce înseamnă cursul pentru rate, chirii și salarii în euro</news:title>
      <news:keywords>BNR, chirii, curs valutar, euro, rate, salarii</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/curs-bnr-9-octombrie-2026.png</image:loc>
      <image:caption>Evoluția cursului euro în lei în ultimele 12</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/ce-inseamna-ircc-pentru-rata-ipotecara-din-octombrie-2026-un-imprumut/</loc>
    <lastmod>2026-10-09T14:20:15+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T14:09:39+03:00</news:publication_date>
      <news:title>Ce înseamnă IRCC pentru rata ipotecară din octombrie 2026. Un împrumut de 350.000 de lei aduce 2 lei în plus lunar</news:title>
      <news:keywords>buget personal, credite ipotecare, dobânzi variabile, IRCC, rate bancare</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/ircc.jpg</image:loc>
      <image:caption>Imagine ilustrativă</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/valoarea-totala-a-deconturilor-de-tva-intarziate-a-crescut-cu-19-1-desi/</loc>
    <lastmod>2026-10-09T14:08:47+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T14:08:46+03:00</news:publication_date>
      <news:title>Valoarea totală a deconturilor de TVA întârziate a crescut cu 19,1%, deși numărul lor a scăzut</news:title>
      <news:keywords>ANAF, IMM, lichiditate, Oana Luca, rambursare TVA</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/rambursare-tva.jpg</image:loc>
      <image:caption>Dosare pentru rambursare</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/daniel-anghel-spune-ca-investitiile-straine-au-ajuns-la-20-din-nivelul/</loc>
    <lastmod>2026-10-09T13:39:49+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T13:39:47+03:00</news:publication_date>
      <news:title>Daniel Anghel spune că investițiile străine au ajuns la 20% din nivelul anului trecut. Firmele amână deciziile</news:title>
      <news:keywords>Daniel Anghel, finanțare, investiții străine, predictibilitate, PwC</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/investitii-straine.jpg</image:loc>
      <image:caption>Analiză privind investițiile străine</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/investitii/guvernul-aproba-modernizarea-a-398-km-de-linii-feroviare-in-bucuresti/</loc>
    <lastmod>2026-10-09T13:30:38+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T13:30:36+03:00</news:publication_date>
      <news:title>Guvernul aprobă modernizarea a 398 km de linii feroviare în București și Ilfov, cu o investiție estimată la 17,89 miliarde lei</news:title>
      <news:keywords>Bucuresti, Gara de Nord, Ilfov, infrastructura feroviara, programul Transport</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/modernizarea-infrastructurii-feroviare.jpg</image:loc>
      <image:caption>Modernizarea infrastructurii feroviare din Capitală</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/investitii/guvernul-aproba-modernizarea-complexului-feroviar-bucuresti-investitie/</loc>
    <lastmod>2026-10-09T13:30:08+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T13:30:05+03:00</news:publication_date>
      <news:title>Guvernul aprobă modernizarea Complexului Feroviar București, investiție estimată la 18 miliarde de lei</news:title>
      <news:keywords>CFR, Complexul Feroviar București, infrastructura feroviara, investiții publice, transport de marfă</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/complexul-feroviar-bucuresti.jpg</image:loc>
      <image:caption>Linii de cale ferată și peron</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/economia-romaniei-a-stagnat-in-t2-iar-bnr-tine-dobanda-la-6-50-inflatia/</loc>
    <lastmod>2026-10-09T13:34:22+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T13:24:18+03:00</news:publication_date>
      <news:title>Economia României a stagnat în T2, iar BNR ține dobânda la 6,50%; inflația ar putea crește spre final de an</news:title>
      <news:keywords>BNR, dobândă cheie, Economia României, inflație, investiții, PIB</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/economia-romaniei-2.jpg</image:loc>
      <image:caption>Bancnote românești și grafice economice</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/investitii/iulian-stanciu-devine-actionar-la-nibiru-proiectul-de-agrement-lansat/</loc>
    <lastmod>2026-10-09T12:59:54+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T12:59:52+03:00</news:publication_date>
      <news:title>Iulian Stanciu devine acționar la NIBIRU, proiectul de agrement lansat de Selly pe litoral</news:title>
      <news:keywords>Inspire Asset Management, investiții, Iulian Stanciu, Nibiru, Selly</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/psk-agentie-iulian-stanciu-nibiru-scaled.jpg</image:loc>
      <image:caption>Acționar proiect agrement</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/industria-produce-cu-un-sfert-mai-putina-valoare-decat-in-2019/</loc>
    <lastmod>2026-10-09T12:37:50+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T12:37:48+03:00</news:publication_date>
      <news:title>Industria produce cu un sfert mai puțină valoare decât în 2019. De ce depinde revenirea economiei în 2027</news:title>
      <news:keywords>creștere economică, Economia României, fonduri europene, industrie, investiții, Neptun Deep</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/economia-romaniei-1.jpg</image:loc>
      <image:caption>Declinul industriei în economia României</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/angajatorii-au-oferit-doar-9-posturi-pentru-candidatii-cu-facultate/</loc>
    <lastmod>2026-10-09T15:05:02+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T12:10:54+03:00</news:publication_date>
      <news:title>Candidații cu facultate au avut doar 9 posturi disponibile la bursa de angajare din Buzău</news:title>
      <news:keywords>absolventi, AJOFM Buzău, angajari, piața muncii, studii superioare</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/bursa-de-angajare-din-buzau.jpg</image:loc>
      <image:caption>Masă goală la bursa din Buzău</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/datele-preliminare-indica-204-846-de-salariati-it-in-2025-in-pofida/</loc>
    <lastmod>2026-10-09T11:45:26+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T11:45:24+03:00</news:publication_date>
      <news:title>Datele preliminare indică 204.846 de salariați IT în 2025, în pofida concedierilor</news:title>
      <news:keywords>angajari, ANIS, Corina Vasile, fonduri europene, Industria IT, inovare</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/angajati-it.jpg</image:loc>
      <image:caption>Angajați analizând date financiare complexe</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/ue-risca-un-deficit-de-14-miliarde-mc-de-gaze-in-iarna-2026-2027/</loc>
    <lastmod>2026-10-09T11:02:43+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T10:20:45+03:00</news:publication_date>
      <news:title>UE ar putea avea nevoie de un consum de gaze cu 7% mai mic la iarnă, pe fondul rezervelor reduse</news:title>
      <news:keywords>energie, gaze naturale, GNL, industrie, stocuri de gaze, Uniunea Europeană</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/psk-agentie-deficit-gaze-ue-iarna-2026-2027.jpg</image:loc>
      <image:caption>Platformă marină pentru extracția gazelor</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/economia-romaniei-a-incheiat-trimestrul-ii-fara-crestere-fata/</loc>
    <lastmod>2026-10-09T10:20:01+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T10:19:59+03:00</news:publication_date>
      <news:title>Economia României a încheiat trimestrul II fără creștere față de trimestrul precedent</news:title>
      <news:keywords>consum, Economia României, INS, investiții, PIB</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/pib-ul-romaniei-1.jpg</image:loc>
      <image:caption>Bancnote de o sută lei</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/pib-ul-a-scazut-cu-1-6-in-primul-semestru-din-2026/</loc>
    <lastmod>2026-10-09T09:38:44+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T09:38:42+03:00</news:publication_date>
      <news:title>PIB-ul a scăzut cu 1,6% în primul semestru din 2026</news:title>
      <news:keywords>Construcţii, consumul populației, Economia României, investiții, PIB</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/pib-ul-romaniei.jpg</image:loc>
      <image:caption>Cărucior de cumpărături gol în piață</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/economia-romaniei-s-a-contractat-cu-1-6-pe-seria-ajustata-sezonier/</loc>
    <lastmod>2026-10-09T11:13:47+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T09:21:48+03:00</news:publication_date>
      <news:title>Economia României a rămas pe loc în T2. PIB-ul din primul semestru este cu 0,6% sub nivelul de anul trecut</news:title>
      <news:keywords>Construcţii, Economia României, INS, PIB, tranzactii imobiliare</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/pib-romania-t2-2026.jpg</image:loc>
      <image:caption>Evoluția în trimestrul al doilea</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/hidroelectrica-isi-taie-profitul-estimat-la-3-miliarde-de-lei/</loc>
    <lastmod>2026-10-09T09:58:23+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T09:19:40+03:00</news:publication_date>
      <news:title>România ocupă locul doi în Europa la prețul electricității spot, cu un nivel triplu față de Germania</news:title>
      <news:keywords>BVB, energie electrică, Hidroelectrica, profit net, seceta</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/pretul-electricitatii-spot.jpg</image:loc>
      <image:caption>Prețul electricității spot</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/ce-limite-de-adaos-au-alimentele-sub-marca-proprie-si-de-producator/</loc>
    <lastmod>2026-10-09T08:17:34+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T08:11:32+03:00</news:publication_date>
      <news:title>Ce limite de adaos au alimentele sub marcă proprie și de producător, cu plafonare până la 31 decembrie 2026</news:title>
      <news:keywords>alimente de baza, comert, mărci proprii, plafonarea adaosului comercial, prețuri</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/plafonarea-adaosului-comercial.jpg</image:loc>
      <image:caption>Plafonarea adaosului comercial la citrice</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/romania-trimite-83-din-exporturile-de-autoturisme-in-ue-banca-mondiala/</loc>
    <lastmod>2026-10-09T07:54:09+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T07:54:06+03:00</news:publication_date>
      <news:title>România trimite 83% din exporturile de autoturisme în UE. Banca Mondială avertizează asupra vulnerabilității</news:title>
      <news:keywords>Banca Mondiala, comerț exterior, exporturi, industria auto, Uniunea Europeană</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/exporturile-auto-ale-romaniei.jpg</image:loc>
      <image:caption>Exporturile auto ale României</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/romania-are-de-redus-deficitul-cu-o-crestere-economica-de-doar-0-1/</loc>
    <lastmod>2026-10-09T01:15:32+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-09T01:15:30+03:00</news:publication_date>
      <news:title>România are de redus deficitul cu o creștere economică de doar 0,1% în 2026 și împrumuturi scumpe</news:title>
      <news:keywords>Comisia Europeană, datorie publica, deficit bugetar, dobânzi, FMI</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/deficit-bugetar.jpg</image:loc>
      <image:caption>Grafic deficit bugetar și bani</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/investitii/ce-facilitati-fiscale-pot-primi-investitorii-in-romania-de-la-profit/</loc>
    <lastmod>2026-10-09T00:56:31+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T20:15:32+03:00</news:publication_date>
      <news:title>Ce facilități fiscale pot primi investitorii în România, de la profit reinvestit la deduceri pentru cercetare</news:title>
      <news:keywords>cercetare-dezvoltare, facilitati fiscale, investiții, Polonia, România</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/facilitati-pentru-investitii.jpg</image:loc>
      <image:caption>Facilități pentru investiții în România</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/ce-inseamna-robor-de-6-10-pentru-creditele-cu-dobanda-variabila/</loc>
    <lastmod>2026-10-08T17:21:37+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T17:11:24+03:00</news:publication_date>
      <news:title>Ce înseamnă ROBOR de 6,10% pentru creditele cu dobândă variabilă</news:title>
      <news:keywords>BNR, chirii, credite, dobanda de referinta, IRCC, ROBOR</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/dobanda-de-referinta.jpg</image:loc>
      <image:caption>Dobândă de referință și piața imobiliară</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/crypto/romanii-detin-criptoactive-estimate-la-12-miliarde-de-euro/</loc>
    <lastmod>2026-10-08T15:45:08+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T15:36:38+03:00</news:publication_date>
      <news:title>Românii dețin criptoactive estimate la 12 miliarde de euro, fără protecția oferită acțiunilor la falimentul intermediarului</news:title>
      <news:keywords>ASF, criptoactive, fonduri de investitii, Gabriel Avrămescu, protecția investitorilor</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/criptoactive.jpg</image:loc>
      <image:caption>Câteva criptoactive pe un ecran grafic</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/bnr-pastreaza-dobanda-la-6-5-pe-an-cu-riscul-unei-noi-accelerari/</loc>
    <lastmod>2026-10-08T16:42:05+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T15:16:28+03:00</news:publication_date>
      <news:title>BNR păstrează dobânda la 6,50% pe fondul consumului în scădere și al creșterii deficitelor externe</news:title>
      <news:keywords>BNR, dobânda-cheie, economie, inflație, politică monetară</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/dobanda-bnr.jpg</image:loc>
      <image:caption>Sediul National Bank</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/motorina-s-ar-putea-apropia-de-12-lei-pe-litru-ce-presiuni-pot-scumpi/</loc>
    <lastmod>2026-10-08T14:59:01+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T14:50:07+03:00</news:publication_date>
      <news:title>Motorina s-ar putea apropia de 12 lei pe litru. Ce presiuni pot scumpi transportul și produsele în România</news:title>
      <news:keywords>acciza, Marea Neagră, motorina, preț carburanți, transport maritim</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/pret-motorina.jpg</image:loc>
      <image:caption>Pompe de alimentare cu motorină</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/actualitate/alexandru-petrescu-presedinte-asf-sistemul-de-pensii-private-componenta-structurala-a-economiei-romanesti/</loc>
    <lastmod>2026-10-08T14:44:55+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T14:44:55+03:00</news:publication_date>
      <news:title>Alexandru Petrescu, Președinte ASF: Sistemul de pensii private, componenta structurală a economiei românești</news:title>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/06/Alexandru-Petrescu_ASF-901x600-1.jpg</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/petrolul-mai-scump-nu-compenseaza-exporturile-pierdute-banca-mondiala/</loc>
    <lastmod>2026-10-08T14:41:28+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T14:41:26+03:00</news:publication_date>
      <news:title>Petrolul mai scump nu compensează exporturile pierdute. Banca Mondială estimează contracția economiilor Golfului</news:title>
      <news:keywords>aviatie, Banca Mondiala, economiile Golfului, gaze naturale, petrol, războiul din Iran</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/economiile-golfului.jpg</image:loc>
      <image:caption>Sondă de extracție a petrolului</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/cum-se-poate-reduce-factura-la-curent-iarna-prin-10-masuri-simple/</loc>
    <lastmod>2026-10-08T14:28:08+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T14:15:42+03:00</news:publication_date>
      <news:title>Cum se poate reduce factura la curent iarna prin 10 măsuri simple. Un bec mai eficient poate economisi 93 de lei pe an</news:title>
      <news:keywords>consum electric, economisire energie, electrocasnice, factura la curent, oferte energie</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/reducerea-facturii-la-curent.jpg</image:loc>
      <image:caption>Bec economic aprins pe fundal negru</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/transportul-adauga-38-5-dolari-pe-baril-la-petrolul-livrat/</loc>
    <lastmod>2026-10-08T14:12:50+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T14:12:47+03:00</news:publication_date>
      <news:title>Transportul adaugă 38,5 dolari pe baril la petrolul livrat cu supertancul din Statele Unite către Asia</news:title>
      <news:keywords>exportatori, Orientul Mijlociu, petrol, supertancuri, transport maritim</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/transportul-petrolului.jpg</image:loc>
      <image:caption>Supertanc pentru transportul petrolului</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/patronatele-cer-suspendarea-amenzilor-tollro-firmele-risca-sanctiuni/</loc>
    <lastmod>2026-10-08T14:23:41+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T14:08:44+03:00</news:publication_date>
      <news:title>Patronatele cer suspendarea amenzilor TollRo. Firmele riscă sancțiuni de 2.000 de lei la intervale de 12 ore</news:title>
      <news:keywords>amenzi, Concordia, TollRO, transport rutier, UNTRR</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/psk-agentie-amenzi-tollro.webp</image:loc>
      <image:caption>Amenzi TollRo pentru șoferii de camioane</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/fondurile-pentru-pensie-au-ajuns-la-9-64-milioane-de-participanti/</loc>
    <lastmod>2026-10-08T14:04:13+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T14:04:11+03:00</news:publication_date>
      <news:title>Fondurile pentru pensie au ajuns la 9,64 milioane de participanți în România</news:title>
      <news:keywords>ASF, economisire, pensii private, Pilonul II, Pilonul III</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/pensii-private.jpg</image:loc>
      <image:caption>Participanți la fonduri de pensii private</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/citr-avertizeaza-ca-dificultatile-firmelor-mari-se-transmit/</loc>
    <lastmod>2026-10-08T16:22:32+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T13:50:51+03:00</news:publication_date>
      <news:title>Insolvențele firmelor mari s-au dublat în 2026. CITR avertizează că neplata afectează furnizorii</news:title>
      <news:keywords>agricultura, CITR, Companii, Construcţii, insolvente</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/insolvente-1.jpg</image:loc>
      <image:caption>Insolvențe în sectorul construcțiilor</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/furnizorii-de-curent-si-gaze-vor-primi-calificative-pe-culori/</loc>
    <lastmod>2026-10-08T13:29:09+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T13:29:07+03:00</news:publication_date>
      <news:title>Furnizorii de curent și gaze vor primi calificative pe culori de la ANRE pentru rezolvarea reclamațiilor</news:title>
      <news:keywords>ANRE, energie electrică, furnizori de energie, gaze naturale, reclamatii</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/psk-agentie-clasificarea-furnizorilor-de-energie.jpg</image:loc>
      <image:caption>Contor electric pentru măsurarea consumului</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/rompetrol-rafinare-pregateste-investitia-de-44-de-milioane-de-lei/</loc>
    <lastmod>2026-10-08T13:22:18+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T13:22:16+03:00</news:publication_date>
      <news:title>Rompetrol Rafinare pregătește investiția de 44 de milioane de lei în energie solară la Petromidia</news:title>
      <news:keywords>energie regenerabilă, Fondul pentru Modernizare, Petromidia, Rompetrol Rafinare, Vega</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/rompetrol-rafinare.jpg</image:loc>
      <image:caption>Panoramic cu rafinăria Petromidia</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/greenvolt-power-atrage-284-milioane-eur-de-la-opt-institutii/</loc>
    <lastmod>2026-10-08T13:13:58+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T13:13:56+03:00</news:publication_date>
      <news:title>Greenvolt Power atrage 284 milioane EUR de la opt instituții pentru parcul eolian din Gurbănești</news:title>
      <news:keywords>energie eoliană, Engie Romania, Greenvolt Power, KKR, Wind Rose</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/greenvolt-power.jpg</image:loc>
      <image:caption>Parc eolian</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/ratele-creditelor-cu-ircc-cresc-usor-din-octombrie-ce-trebuie-verificat/</loc>
    <lastmod>2026-10-08T11:28:54+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T11:20:05+03:00</news:publication_date>
      <news:title>Ratele creditelor cu IRCC cresc ușor din octombrie. Ce trebuie verificat înaintea actualizării din ianuarie 2027</news:title>
      <news:keywords>credite ipotecare, dobânzi variabile, IRCC, rate bancare, ROBOR</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/rate-credite-ircc.jpg</image:loc>
      <image:caption>Creșterea ratei pentru credite</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/investitii/anre-da-unda-verde-programului-transelectrica-pentru-2026-2035/</loc>
    <lastmod>2026-10-08T11:15:31+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T11:15:28+03:00</news:publication_date>
      <news:title>ANRE dă undă verde programului Transelectrica pentru 2026-2035, cu investiții de peste 12 miliarde de lei</news:title>
      <news:keywords>ANRE, digitalizare, interconexiuni electrice, investiții în energie, Transelectrica</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/investitii-transelectrica.jpg</image:loc>
      <image:caption>Noi investiții în rețeaua electrică</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/factura-la-electricitate-ar-putea-creste-cu-74-de-lei-lunar-la-200-kwh/</loc>
    <lastmod>2026-10-08T10:48:48+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T10:41:12+03:00</news:publication_date>
      <news:title>Factura la electricitate ar putea crește cu 74 de lei lunar la 200 kWh, în scenariul central pentru ofertele noi</news:title>
      <news:keywords>AEI, consum casnic, energie electrică, facturi, prețul energiei</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/factura-la-electricitate.jpg</image:loc>
      <image:caption>Contor pentru factura la electricitate</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/agricultura/romania-conduce-exportul-european-de-grau-moale-cu-3-28-milioane-de-tone/</loc>
    <lastmod>2026-10-08T10:23:02+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T10:22:59+03:00</news:publication_date>
      <news:title>România conduce exportul european de grâu moale cu 3,28 milioane de tone</news:title>
      <news:keywords>Comisia Europeană, Exporturi agricole, grâu moale, porumb, rapita, România</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/exporturile-romaniei.jpg</image:loc>
      <image:caption>Grâu și semințe pentru exporturile României</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/agricultura/ministerul-agriculturii-propune-redistribuirea-a-359-367-09-euro/</loc>
    <lastmod>2026-10-08T09:43:48+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T09:43:46+03:00</news:publication_date>
      <news:title>Ministerul Agriculturii propune redistribuirea a 359.367,09 euro pentru cheltuielile apicultorilor</news:title>
      <news:keywords>APIA, apicultura, fonduri europene, MADR, plăți apicultori</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/plati-apicultori.jpg</image:loc>
      <image:caption>Plăți pentru apicultori</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/agricultura/cotatia-porumbului-la-export-prin-constanta-ramane-la-240-euro-tona/</loc>
    <lastmod>2026-10-08T08:34:14+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T08:34:12+03:00</news:publication_date>
      <news:title>Cotația porumbului la export prin Constanța rămâne la 240 euro/tonă, peste oferta ucraineană afectată de blocaje</news:title>
      <news:keywords>Constanta, Exporturi agricole, porumb, prețuri cereale, rapita, Ucraina</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/pret-porumb-constanta.jpg</image:loc>
      <image:caption>Știuleți de porumb depozitați</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/getica-95-nu-obtine-in-instanta-reluarea-provizorie-a-furnizarii/</loc>
    <lastmod>2026-10-08T08:28:41+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T08:28:38+03:00</news:publication_date>
      <news:title>Getica 95 nu obține în instanță reluarea provizorie a furnizării de energie de către Nuclearelectrica</news:title>
      <news:keywords>Cernavoda, energie electrică, forță majoră, Getica 95 Com, Nuclearelectrica, Tribunalul Bucureşti</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/nuclearelectrica-getica-95.jpg</image:loc>
      <image:caption>Panoramic reactoare Cernavoda</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/salariul-minim-in-2026-majorarea-aprobata-de-guvern-si-impactul-bugetar/</loc>
    <lastmod>2026-10-08T08:14:10+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T08:05:49+03:00</news:publication_date>
      <news:title>Salariul minim în 2026. Majorarea aprobată de Guvern și impactul bugetar estimat</news:title>
      <news:keywords>contribuția statului, parohii, salarii preoți, salariul minim, salarizarea clerului</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/salariul-unui-preot.jpg</image:loc>
      <image:caption>Plăcuță cu sediul unui minister</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/atacurile-din-golf-readuc-pretul-petrolului-dincolo-de-pragul-de-100/</loc>
    <lastmod>2026-10-08T08:03:27+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T07:40:11+03:00</news:publication_date>
      <news:title>Brent a ajuns la 101,53 dolari pe baril, pe fondul atacurilor împotriva petrolierelor</news:title>
      <news:keywords>Brent, carburanti, petrol, Strâmtoarea Ormuz, WTI</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/petrol-brent-2.jpg</image:loc>
      <image:caption>Butoaie metalice roșii depozitate</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/recuperarea-unei-datorii-poate-fi-prescrisa-dupa-3-ani-ce-plati/</loc>
    <lastmod>2026-10-08T07:16:11+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T07:08:51+03:00</news:publication_date>
      <news:title>Recuperarea unei datorii poate fi prescrisă după 3 ani. Ce plăți și demersuri pot porni un nou termen</news:title>
      <news:keywords>amenzi contraventionale, creante fiscale, executare silită, prescripția datoriilor, recuperarea creantelor</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/prescriptia-datoriilor.jpg</image:loc>
      <image:caption>Prescripția datoriilor restante</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/justitie/iccj-ar-urma-sa-decida-joi-asupra-platii-restantelor-de-4-8-miliarde/</loc>
    <lastmod>2026-10-08T05:16:57+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T05:16:53+03:00</news:publication_date>
      <news:title>ÎCCJ ar urma să decidă joi asupra plății restanțelor de 4,8 miliarde lei pentru magistrați</news:title>
      <news:keywords>buget de stat, ICCJ, Ilie Bolojan, magistrati, Ministerul Finantelor, restanțe salariale</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/psk-agentie-restante-salariale-magistrati-scaled.jpg</image:loc>
      <image:caption>Restanțe salariale magistrați</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/ce-salariu-minim-primesc-ingrijitorii-romani-in-germania/</loc>
    <lastmod>2026-10-08T01:56:14+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T01:51:58+03:00</news:publication_date>
      <news:title>Ce salariu minim primesc îngrijitorii români în Germania și când se aplică pragul de 13,90 euro brut pe oră</news:title>
      <news:keywords>concediu plătit, îngrijirea vârstnicilor, români în Germania, salarii Germania, salariu minim</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/salariul-ingrijitorilor-in-germania.jpg</image:loc>
      <image:caption>Îngrijitori asistând un bărbat vârstnic</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/tehnologie/cum-pot-firmele-sa-identifice-autentificarea-falsa-care-expune/</loc>
    <lastmod>2026-10-08T00:29:00+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T00:28:59+03:00</news:publication_date>
      <news:title>Cum pot firmele să identifice autentificarea falsă care expune conturile Google și bugetele de publicitate</news:title>
      <news:keywords>autentificare multifactor, conturi de business, Google Ads, phishing, securitate informatică</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/pagini-false-de-autentificare.jpg</image:loc>
      <image:caption>Pagini false de autentificare</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/motorina-din-romania-s-ar-putea-scumpi-cu-6-15-bani-pe-litru-doar/</loc>
    <lastmod>2026-10-08T08:44:22+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-08T00:21:25+03:00</news:publication_date>
      <news:title>Frames estimează un plus de 6-15 bani pe litru de motorină din asigurări, după atacurile maritime</news:title>
      <news:keywords>accize, Frames, Marea Neagră, motorina, prețuri carburanți</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/pretul-motorinei-2.jpg</image:loc>
      <image:caption>Prețul motorinei la pompă</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/coletele-ieftine-din-afara-ue-s-au-redus-cu-72-3-in-romania-fata/</loc>
    <lastmod>2026-10-08T00:01:53+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T23:54:12+03:00</news:publication_date>
      <news:title>Coletele ieftine din afara UE s-au redus cu 72,3% în România față de martie</news:title>
      <news:keywords>colete extracomunitare, comerț online, taxa logistica, taxe vamale, venituri bugetare</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/colete-extracomunitare.jpg</image:loc>
      <image:caption>Livrare de colete extracomunitare</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/inteligenta-artificiala/chatgpt-pentru-adolescenti-nu-a-alertat-parintii-in-testele-pe-conturi/</loc>
    <lastmod>2026-10-07T23:40:27+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T23:30:40+03:00</news:publication_date>
      <news:title>ChatGPT pentru adolescenți nu a alertat părinții în testele pe conturi noi, deși conversațiile indicau riscuri</news:title>
      <news:keywords>ChatGPT, Common Sense Media, control parental, OpenAI, siguranța adolescenților</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/chatgpt-pentru-adolescenti.jpg</image:loc>
      <image:caption>Laptop și telefon pe birou</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/furnizorii-cumpara-mai-scump-energia-nelivrata-de-nuclearelectrica/</loc>
    <lastmod>2026-10-08T04:11:37+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T22:13:14+03:00</news:publication_date>
      <news:title>Noile contracte de electricitate ar putea aduce un preț de 1,67 lei/kWh în scenariul central al AEI</news:title>
      <news:keywords>Cernavoda, forță majoră, furnizori de energie, Getica 95 Com, Nuclearelectrica, prețuri energie</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/nuclearelectrica-1.jpg</image:loc>
      <image:caption>Reactoarele Cernavodă pe malul Canalului</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/cum-pot-mamele-asigurate-pe-cont-propriu-sa-solicite-recalcularea/</loc>
    <lastmod>2026-10-07T19:07:03+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T19:00:30+03:00</news:publication_date>
      <news:title>Cum pot mamele asigurate pe cont propriu să solicite recalcularea indemnizației și plata diferențelor restante</news:title>
      <news:keywords>activitati independente, asigurare opțională, indemnizație de maternitate, recalculare indemnizație, risc maternal</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/recalcularea-indemnizatiei-de-maternitate.jpg</image:loc>
      <image:caption>Recalcularea indemnizației de maternitate</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/fonduri-europene/romania-figureaza-cu-869-8-milioane-de-euro-suspendate-prin-pnrr/</loc>
    <lastmod>2026-10-07T18:34:18+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T18:34:16+03:00</news:publication_date>
      <news:title>România figurează cu 869,8 milioane de euro suspendate prin PNRR, peste jumătate din totalul european</news:title>
      <news:keywords>Comisia Europeană, digitalizare, fonduri europene, PNRR, tranziție verde</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/fonduri-pnrr-suspendate.jpg</image:loc>
      <image:caption>Grădiniță finanțată prin fonduri suspendate</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/actualitate/alexandru-petrescu-asf-la-paris-dialog-european-privind-viitorul-pietelor-de-capital/</loc>
    <lastmod>2026-10-07T18:18:19+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T18:18:19+03:00</news:publication_date>
      <news:title>Alexandru Petrescu: ASF la Paris, dialog european privind viitorul piețelor de capital</news:title>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/07/Alexandru-Petrescu-Presedinte-ASF-1.jpeg</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/casa-si-gradina/cand-este-obligatoriu-detectorul-de-gaze-la-centrala-cu-termopan/</loc>
    <lastmod>2026-10-07T17:42:39+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T17:28:28+03:00</news:publication_date>
      <news:title>Când este obligatoriu detectorul de gaze la centrală cu termopan sau geamuri de peste 4 mm și cine îl montează</news:title>
      <news:keywords>ANRE, centrala termica, detector de gaze, termopan, verificarea instalației de gaze</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/detector-de-gaze.jpg</image:loc>
      <image:caption>Centrală termică și detector de gaze</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/educatie/cum-se-formeaza-venitul-unui-director-scolar-in-2026-un-exemplu/</loc>
    <lastmod>2026-10-07T16:37:27+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T16:37:24+03:00</news:publication_date>
      <news:title>Cum se formează venitul unui director școlar în 2026. Un exemplu de salarizare indică aproximativ 9.306 lei net</news:title>
      <news:keywords>concurs directori 2026, Ministerul Educației și Cercetării, salarii directori școlari, salariu brut, salariu net</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/salariu-director-scolar.jpg</image:loc>
      <image:caption>Salariu net director școlar</image:caption>
    </image:image>
  </url>
</urlset>
<!-- NewsEngine News Sitemap | 2026-10-09 16:36:45 | 59 articles -->
