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    <loc>https://financiarul.ro/finante-personale/ce-ajutoare-pot-primi-elevii-din-clasele-primare-in-2026-2027/</loc>
    <lastmod>2026-10-14T21:31:47+03:00</lastmod>
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        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
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      <news:publication_date>2026-10-14T21:22:04+03:00</news:publication_date>
      <news:title>Ce ajutoare pot primi elevii din clasele primare în 2026-2027 și cine are dreptul la bursa de 300 de lei</news:title>
      <news:keywords>ajutoare pentru elevi, bursă socială, card educațional, invatamant primar, rechizite gratuite</news:keywords>
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    <loc>https://financiarul.ro/finante-personale/cum-se-formeaza-pensia-privata-din-4-75-din-salariul-brut/</loc>
    <lastmod>2026-10-14T20:20:56+03:00</lastmod>
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        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
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      <news:publication_date>2026-10-14T20:20:54+03:00</news:publication_date>
      <news:title>Cum se formează pensia privată din 4,75% din salariul brut și ce presupune economisirea suplimentară</news:title>
      <news:keywords>economisire, pensii private, PEPP, Pilonul II, Pilonul III</news:keywords>
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      <image:caption>Calcularea valorii pensiei private</image:caption>
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    <loc>https://financiarul.ro/finante-personale/cum-se-obtine-ajutorul-de-incalzire-in-2026-2027-pragul-pentru-familii/</loc>
    <lastmod>2026-10-14T19:26:19+03:00</lastmod>
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        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
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      <news:publication_date>2026-10-14T19:17:11+03:00</news:publication_date>
      <news:title>Cum se obține ajutorul de încălzire în 2026-2027. Pragul pentru familii este de 1.386 lei net pe persoană</news:title>
      <news:keywords>ajutor pentru incalzire, ANPIS, supliment pentru energie, Timișoara, venituri</news:keywords>
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  <url>
    <loc>https://financiarul.ro/companii/netflix-va-elimina-aproximativ-1-000-de-posturi-in-cea-mai-ampla/</loc>
    <lastmod>2026-10-14T23:29:11+03:00</lastmod>
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        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
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      <news:publication_date>2026-10-14T18:51:40+03:00</news:publication_date>
      <news:title>Netflix va elimina aproximativ 1.000 de posturi după un an cu profit net în creștere cu 26%</news:title>
      <news:keywords>acțiuni, concedieri, netflix, streaming, Warner Bros. Discovery</news:keywords>
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      <image:caption>Birou gol după concedieri</image:caption>
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  </url>
  <url>
    <loc>https://financiarul.ro/companii/mega-image-are-blocaje-la-comenzile-online-si-ofertele-personalizate/</loc>
    <lastmod>2026-10-14T18:04:38+03:00</lastmod>
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      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T18:04:36+03:00</news:publication_date>
      <news:title>Mega Image are blocaje la comenzile online și ofertele personalizate, pe fondul perturbărilor IT din grupul Ahold Delhaize</news:title>
      <news:keywords>Ahold Delhaize, Card Connect, Mega Image, retail, securitate cibernetică</news:keywords>
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      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/psk-agentie-mega-image-scaled.jpg</image:loc>
      <image:caption>Sigla Mega Image</image:caption>
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  </url>
  <url>
    <loc>https://financiarul.ro/economie/inflatia-americana-de-3-7-ridica-la-aproximativ-45-pariurile/</loc>
    <lastmod>2026-10-14T16:17:59+03:00</lastmod>
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      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T16:17:57+03:00</news:publication_date>
      <news:title>Inflația americană de 3,7% ridică la aproximativ 45% pariurile pe creșterea dobânzilor Fed</news:title>
      <news:keywords>carburanti, dobânzi, inflație SUA, obligatiuni, Rezerva Federala</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/inflatie-sua.jpg</image:loc>
      <image:caption>Bancnote de dolari americani</image:caption>
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  </url>
  <url>
    <loc>https://financiarul.ro/economie/anofm-si-bat-romania-au-calificat-121-de-persoane-din-comunitati/</loc>
    <lastmod>2026-10-14T16:05:49+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T16:05:47+03:00</news:publication_date>
      <news:title>ANOFM și BAT România au calificat 121 de persoane din comunități afectate de contrabanda cu tutun</news:title>
      <news:keywords>ANOFM, BAT România, calificare profesionala, contrabanda, piața muncii, Suceava</news:keywords>
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      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/calificare-profesionala.jpg</image:loc>
      <image:caption>Echipamente pentru calificare profesională</image:caption>
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  <url>
    <loc>https://financiarul.ro/finante-personale/la-cat-ajung-ratele-cu-robor-si-ircc-pe-14-octombrie-2026-un-credit/</loc>
    <lastmod>2026-10-14T16:01:30+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T16:01:28+03:00</news:publication_date>
      <news:title>La cât ajung ratele cu ROBOR și IRCC pe 14 octombrie 2026. Un credit de 300.000 de lei are rata calculată de 2.112 lei</news:title>
      <news:keywords>credite in lei, dobânzi, IRCC, rate bancare, ROBOR</news:keywords>
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      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/rate-cu-robor-si-ircc-1.png</image:loc>
      <image:caption>Evoluția ROBOR la 3 luni în ultimele 12</image:caption>
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  </url>
  <url>
    <loc>https://financiarul.ro/crypto/portofele-ledger-vandute-printr-un-revanzator-autorizat-au-transmis/</loc>
    <lastmod>2026-10-14T16:00:54+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T15:49:34+03:00</news:publication_date>
      <news:title>Portofele Ledger vândute printr-un revânzător autorizat au transmis atacatorilor frazele de recuperare</news:title>
      <news:keywords>CryptoBilis, Ledger, portofele hardware, securitate cripto, Trezor</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/portofele-hardware.jpg</image:loc>
      <image:caption>Portofele hardware desfăcute</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/euro-este-5-3393-lei-pe-14-octombrie-2026-la-cat-ajung-in-lei-rata/</loc>
    <lastmod>2026-10-14T14:50:09+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T14:50:07+03:00</news:publication_date>
      <news:title>Euro este 5,3393 lei pe 14 octombrie 2026. La cât ajung în lei rata, chiria și salariul stabilite în euro</news:title>
      <news:keywords>BNR, chirii, curs valutar, euro, rate în euro, salarii</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/curs-euro-14-octombrie-2026.png</image:loc>
      <image:caption>Evoluția cursului euro în lei în ultimele 12</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/salariul-minim-net-ajunge-la-2-699-lei-in-2026-ce-taxe-se-retin/</loc>
    <lastmod>2026-10-14T14:45:27+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T14:23:28+03:00</news:publication_date>
      <news:title>Salariul minim net ajunge la 2.699 lei în 2026. Ce taxe se rețin și ce condiții are scutirea de 200 lei</news:title>
      <news:keywords>contribuții sociale, declaratia unica, impozit pe venit, salariul minim 2026, scutire fiscala</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/salariul-minim-2026-3.jpg</image:loc>
      <image:caption>Salariul minim 2026 pe placa oficială</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/mamele-pot-iesi-la-pensie-cu-3-ani-si-6-luni-inaintea-varstei-standard/</loc>
    <lastmod>2026-10-14T14:31:34+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T14:16:34+03:00</news:publication_date>
      <news:title>Mamele pot ieși la pensie cu 3 ani și 6 luni înaintea vârstei standard. Condițiile care stabilesc reducerea</news:title>
      <news:keywords>CNPP, Legea nr. 360/2023, pensie anticipată, pensii, pensionarea femeilor</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/pensionarea-mamelor-1.jpg</image:loc>
      <image:caption>Bătrâni alături de nepoții lor</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/platile-respinse-de-banci-depasesc-4-6-miliarde-de-lei-in-ianuarie/</loc>
    <lastmod>2026-10-14T14:26:38+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T14:11:38+03:00</news:publication_date>
      <news:title>Plățile respinse de bănci depășesc 4,6 miliarde de lei în ianuarie-august 2026, cel mai ridicat nivel dintr-un deceniu</news:title>
      <news:keywords>BNR, Companii, lichiditati, recesiune, refuzuri la plata</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/refuzuri-la-plata.jpg</image:loc>
      <image:caption>Refuzuri la plată și facturi</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/frames-cere-verificarea-incasarilor-pentru-platile-statului-pana/</loc>
    <lastmod>2026-10-14T13:56:03+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T13:56:01+03:00</news:publication_date>
      <news:title>Frames cere verificarea încasărilor pentru plățile statului până la sfârșitul lui 2026</news:title>
      <news:keywords>buget 2026, Frames, jocuri de noroc, PNRR, rectificare bugetara</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/rectificare-bugetara.jpg</image:loc>
      <image:caption>Bani pentru rectificare bugetară</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/comerciantii-risca-amenzi-de-2-000-4-000-de-lei-din-1-noiembrie/</loc>
    <lastmod>2026-10-14T13:11:16+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T13:02:16+03:00</news:publication_date>
      <news:title>Comercianții riscă amenzi de 2.000-4.000 de lei din 1 noiembrie pentru lipsa codului QR de pe bonuri</news:title>
      <news:keywords>amenzi, bonuri fiscale, case de marcat, cod QR, Ministerul Finantelor</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/psk-agentie-case-de-marcat.jpg</image:loc>
      <image:caption>Bon fiscal fără cod QR</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/cum-pot-fi-recunoscute-mesajele-frauduloase-care-imita-organizatii/</loc>
    <lastmod>2026-10-14T12:56:31+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T12:48:56+03:00</news:publication_date>
      <news:title>Cum pot fi recunoscute mesajele frauduloase care imită organizații legitime și cer coduri de autentificare</news:title>
      <news:keywords>DNSC, fraude financiare, phishing, securitatea conturilor, WhatsApp</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/fraude-prin-mesagerie.jpg</image:loc>
      <image:caption>Telefon folosit pentru fraude prin mesagerie</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/cum-se-vinde-un-srl-cu-datorii-si-cand-sunt-executate-garantiile-daca/</loc>
    <lastmod>2026-10-14T12:16:14+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T12:16:12+03:00</news:publication_date>
      <news:title>Cum se vinde un SRL cu datorii și când sunt executate garanțiile dacă restanțele nu se sting în 60 de zile</news:title>
      <news:keywords>ANAF, cesiune parti sociale, garanții fiscale, ONRC, SRL cu datorii</news:keywords>
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    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/vanzarea-unui-srl-cu-datorii.jpg</image:loc>
      <image:caption>Ghișeu pentru vânzarea unei firme</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/cum-se-cumpara-lemnul-de-foc-de-la-romsilva-in-2026-de-la-verificarea/</loc>
    <lastmod>2026-10-14T14:22:00+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T12:00:46+03:00</news:publication_date>
      <news:title>Romsilva pregătește pentru încălzirea caselor un volum de lemn comparabil cu ultimii ani</news:title>
      <news:keywords>costuri de încălzire, lemn de foc, ocoale silvice, prețuri, Romsilva</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/lemn-de-foc-romsilva.jpg</image:loc>
      <image:caption>Stivă de lemne pentru foc</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/actualitate/alexandru-petrescu-pentru-autoritatea-de-supraveghere-financiara-dezvoltarea-unei-piete-de-capital-mai-profunde-mai-lichide-si-mai-accesibile-reprezinta-o-prioritate-institutionala/</loc>
    <lastmod>2026-10-14T11:33:27+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T11:33:27+03:00</news:publication_date>
      <news:title>Alexandru Petrescu: Pentru Autoritatea de Supraveghere Financiară, dezvoltarea unei piețe de capital mai profunde, mai lichide și mai accesibile reprezintă o prioritate instituțională</news:title>
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    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/petrescu.jpg</image:loc>
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  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/gazul-a-urcat-la-427-lei-mwh-maximul-ultimilor-aproape-4-ani-engie/</loc>
    <lastmod>2026-10-14T11:17:52+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T11:12:23+03:00</news:publication_date>
      <news:title>Gazul a urcat la 427 lei/MWh, maximul ultimilor aproape 4 ani. ENGIE și E.On cer amânarea liberalizării</news:title>
      <news:keywords>BRM, E.On, energie, Engie Romania, gaze naturale, liberalizare preţuri</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/pret-gaz-427-lei-mwh.jpg</image:loc>
      <image:caption>Arzător aprins de aragaz</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/ets2-ar-putea-scumpi-motorina-cu-6-6-pentru-flotele-din-romania-in-2028/</loc>
    <lastmod>2026-10-14T09:09:20+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T09:09:18+03:00</news:publication_date>
      <news:title>ETS2 ar putea scumpi motorina cu 6,6% pentru flotele din România în 2028</news:title>
      <news:keywords>carburanti, ETS2, flote auto, Fondul Social pentru Climă, vehicule electrice</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/ets2.jpg</image:loc>
      <image:caption>Alimentare cu motorină prin sistem ETS2</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/ce-ramane-din-1-000-de-euro-lunar-dupa-chirie-in-atena-si-unde-locuinta/</loc>
    <lastmod>2026-10-14T09:16:08+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-14T09:08:43+03:00</news:publication_date>
      <news:title>Ce rămâne din 1.000 de euro lunar după chirie în Atena și unde locuința depășește singură întregul buget</news:title>
      <news:keywords>buget lunar, chirii, costul locuirii, Grecia, salariul minim</news:keywords>
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      <image:caption>Ghișeu pentru subscrieri dobânzi</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/tehnologie/un-atac-informatic-ar-fi-compromis-frigiderele-unor-supermarketuri/</loc>
    <lastmod>2026-10-13T07:52:56+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-13T07:44:14+03:00</news:publication_date>
      <news:title>Un atac informatic ar fi compromis frigiderele unor supermarketuri europene. Temperaturile au ajuns la 50°C</news:title>
      <news:keywords>Ahold Delhaize, Danfoss, Franța, retail alimentar, securitate cibernetică</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/atac-informatic-supermarketuri.jpg</image:loc>
      <image:caption>Rafturi de supermarket cu salată</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/litasco-decide-administratorul-special-al-petrotel-dar-creanta/</loc>
    <lastmod>2026-10-13T07:23:27+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-13T07:23:24+03:00</news:publication_date>
      <news:title>Litasco decide administratorul special al Petrotel, dar creanța sa este ultima la plată</news:title>
      <news:keywords>creditori, insolventa, Litasco, Petrotel Lukoil, rafinarie</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/insolventa-petrotel-lukoil.jpg</image:loc>
      <image:caption>Instalații industriale la rafinăria Petrotel</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/investitii/ce-conditii-trebuie-verificate-la-aurul-de-investitii-pentru-scutirea/</loc>
    <lastmod>2026-10-13T07:23:13+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-13T07:17:36+03:00</news:publication_date>
      <news:title>Ce condiții trebuie verificate la aurul de investiții pentru scutirea de TVA, de la puritate la greutatea lingoului</news:title>
      <news:keywords>aur de investiții, cotatia aurului, lingouri, monede de aur, TVA</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/aur-de-investitii.jpg</image:loc>
      <image:caption>Lingou de aur de investiții</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/tehnologie/cum-se-blocheaza-identitatea-digitala-dupa-furtul-telefonului/</loc>
    <lastmod>2026-10-13T06:18:48+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-13T06:10:54+03:00</news:publication_date>
      <news:title>Cum se blochează identitatea digitală după furtul telefonului și de ce contractele nu se anulează automat</news:title>
      <news:keywords>EUDI wallet, Identitate digitala, Securitate digitală, semnatura electronica, Servicii financiare</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/identitate-digitala.jpg</image:loc>
      <image:caption>Telefoane pentru identitate digitală</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/cum-se-cumpara-titluri-tezaur-cu-dobanzi-neimpozabile-de-pana-la-7-50/</loc>
    <lastmod>2026-10-13T06:14:17+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-13T06:08:19+03:00</news:publication_date>
      <news:title>Cum se cumpără titluri TEZAUR cu dobânzi neimpozabile de până la 7,50% și ce comision se reține la transfer</news:title>
      <news:keywords>dobânzi, economisire, tezaur, titluri de stat, Trezoreria Statului</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/titluri-tezaur.jpg</image:loc>
      <image:caption>Ghișeu pentru subscriere titluri TEZAUR</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/fmi-avertizeaza-ca-guvernele-au-mai-putini-bani-pentru-a-proteja/</loc>
    <lastmod>2026-10-13T05:24:08+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-13T05:19:27+03:00</news:publication_date>
      <news:title>FMI avertizează că guvernele au mai puțini bani pentru a proteja consumatorii de noi scumpiri</news:title>
      <news:keywords>economie globală, FMI, inflație, petrol, prognoze economice</news:keywords>
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    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/prognoza-fmi.jpg</image:loc>
      <image:caption>Alimentare cu carburant la pompă</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/fmi-estimeaza-ca-ia-va-afecta-aproximativ-40-dintre-locurile-de-munca/</loc>
    <lastmod>2026-10-13T01:03:18+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-13T00:53:43+03:00</news:publication_date>
      <news:title>FMI estimează că IA va afecta aproximativ 40% dintre locurile de muncă. Tinerii sunt primii expuși</news:title>
      <news:keywords>Banca Mondiala, FMI, inteligenta artificiala, Kristalina Georgieva, piața muncii</news:keywords>
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    <image:image>
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      <image:caption>Birou gol și inteligența artificială</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/tehnologie/memoria-ddr4-s-a-scumpit-cu-24-in-contracte-deficitul-de-cipuri/</loc>
    <lastmod>2026-10-13T00:22:28+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-13T00:22:25+03:00</news:publication_date>
      <news:title>Memoria DDR4 s-a scumpit cu 24% în contracte. Deficitul de cipuri ar putea dura până în 2028</news:title>
      <news:keywords>Barclays, Citi, DDR4, DDR5, memorie, producție de cipuri</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/preturile-memoriilor-1.jpg</image:loc>
      <image:caption>Prețurile memoriilor și componente electronice</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/mintia-a-pornit-prima-turbina-pe-gaz-a-investitiei-de-peste-1-2/</loc>
    <lastmod>2026-10-13T00:11:43+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-13T00:11:39+03:00</news:publication_date>
      <news:title>Mintia a pornit prima turbină pe gaz a investiției de peste 1,2 miliarde de euro</news:title>
      <news:keywords>energie, Iernut, investiții energetice, Mintia, Romgaz</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/centrala-mintia.jpg</image:loc>
      <image:caption>Turbină pe gaz centrala Mintia</image:caption>
    </image:image>
  </url>
</urlset>
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