<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//financiarul.ro/news-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-news/0.9 http://www.google.com/schemas/sitemap-news/0.9/sitemap-news.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">
	<url>
		<loc>https://financiarul.ro/economie/salariile-restante-la-liberty-galati-ar-putea-fi-platite-pentru-cel-mult-12-luni-in-loc-de-sase/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-12T12:50:35+00:00</news:publication_date>
			<news:title><![CDATA[Salariile Liberty Galați ar putea fi plătite până la 12 luni]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/finante-si-banci/hora-credit-a-fost-amendata-cu-53-370-de-lei-dupa-ce-datele-unor-clienti-si-fosti-clienti-au-fost-accesate-fara-drept/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-12T11:00:36+00:00</news:publication_date>
			<news:title><![CDATA[HORA CREDIT a fost amendată după un atac informatic]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/actualitate/alexandru-petrescu-presedinte-asf-inovatie-cu-integritate-o-agenda-comuna-pentru-finantele-digitale-in-europa-centrala-si-de-est/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-12T10:56:39+00:00</news:publication_date>
			<news:title><![CDATA[Alexandru Petrescu, Președinte ASF: Inovație cu integritate, o agendă comună pentru finanțele digitale în Europa Centrală și de Est]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/preturile-au-crescut-cu-6-94-intr-un-an-pana-in-octombrie-iar-serviciile-cu-11-23/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-12T10:45:28+00:00</news:publication_date>
			<news:title><![CDATA[Rata anuală a inflației a ajuns la 6,94% în octombrie]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/anaf-a-identificat-o-paguba-de-peste-100-de-milioane-de-lei-in-dosarul-a-opt-firme-si-a-trimis-probele-anchetatorilor/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-12T10:24:21+00:00</news:publication_date>
			<news:title><![CDATA[ANAF a identificat o pagubă de peste 100 de milioane de lei]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/utile/un-an-de-contributii-platit-retroactiv-pentru-pensie-costa-orientativ-12-975-de-lei-la-baza-minima-din-iulie-2026/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-12T09:35:47+00:00</news:publication_date>
			<news:title><![CDATA[Un an de contribuții retroactive costă orientativ 12.975 lei]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/agricultura/un-porc-viu-de-100-kg-ar-costa-1-300-1-700-de-lei-la-preturile-cerute-in-zece-judete/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-12T09:09:47+00:00</news:publication_date>
			<news:title><![CDATA[Porcul viu de 100 kg ar costa 1.300-1.700 lei în 10 județe]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/serviciile-s-au-scumpit-cu-11-23-intr-un-an-iar-alimentele-cu-3-07/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-12T08:48:45+00:00</news:publication_date>
			<news:title><![CDATA[Serviciile s-au scumpit cu 11,23% într-un an]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/companii/distribuitorul-aquila-a-trecut-de-la-profit-la-o-pierdere-de-16-8-milioane-de-lei-in-primele-noua-luni-din-2026-desi-veniturile-i-au-crescut/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-12T08:29:31+00:00</news:publication_date>
			<news:title><![CDATA[Distribuitorul AQUILA a trecut la pierdere în nouă luni]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/salariul-mediu-net-a-ajuns-la-5-717-lei-in-septembrie-dar-puterea-lui-de-cumparare-a-scazut-cu-1-5-intr-un-an/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-12T08:09:17+00:00</news:publication_date>
			<news:title><![CDATA[Salariul mediu net de 5.717 lei cumpără cu 1,5% mai puțin]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/utile/de-ce-alegi-de-regula-moneda-locala-cand-platesti-cu-cardul-in-strainatate-si-cum-compari-costurile/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-12T06:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Cu cardul în străinătate, plata în lei poate costa mai mult]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/finante-personale/pensiile-de-serviciu-intre-5-001-si-7-000-de-lei-sunt-incasate-de-aproape-41-000-de-beneficiari-ai-casei-de-pensii-a-internelor/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T21:16:15+00:00</news:publication_date>
			<news:title><![CDATA[Casa de pensii a Internelor dă cel mai des 5.001-7.000 lei]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/benzina-standard-s-a-ieftinit-cu-15-bani-pe-litru-si-motorina-cu-9-bani-in-statiile-petrom-si-omv-cu-noile-preturi/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T20:19:57+00:00</news:publication_date>
			<news:title><![CDATA[Benzina s-a ieftinit cu 15 bani pe litru la Petrom și OMV]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/legea-promulgata-va-extinde-sprijinul-pentru-accesul-persoanelor-vulnerabile-la-mai-multe-tipuri-de-locuinte-ale-primariilor/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T19:59:14+00:00</news:publication_date>
			<news:title><![CDATA[Legea va extinde sprijinul pentru locuințe al vulnerabililor]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/cand-declari-banii-din-meditatii-produse-facute-pentru-vanzare-si-servicii-pe-cont-propriu-si-ce-taxe-platesti/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T18:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Declarația unică pentru meditații și produse vândute]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/rezervele-de-gaze-ale-romaniei-sunt-cu-aproximativ-362-de-milioane-de-metri-cubi-mai-mici-decat-anul-trecut-spune-un-secretar-de-stat/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T17:34:33+00:00</news:publication_date>
			<news:title><![CDATA[Rezervele de gaze sunt mai mici, spune un oficial]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/finante-si-banci/cum-ceri-banii-din-pilonul-ii-daca-persoana-a-murit-inainte-ca-ei-sa-fie-mutati-la-un-fond-de-plata/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T17:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Banii din Pilonul II nu se pierd după trei ani]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/energia-folosita-la-echilibrarea-retelei-a-ajuns-la-30-000-de-lei-pe-megawatt-ora-in-doua-sferturi-de-ora/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T16:40:29+00:00</news:publication_date>
			<news:title><![CDATA[Energia pentru echilibrarea rețelei a atins 30.000 lei/MWh]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/preturile-medii-zilnice-la-carburanti-au-ramas-neschimbate-in-ziua-in-care-marina-iraniana-a-anuntat-un-petrolier-incendiat-in-stramtoarea-ormuz/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T15:54:08+00:00</news:publication_date>
			<news:title><![CDATA[Prețurile medii la carburanți au rămas neschimbate]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/finante-personale/o-cheltuiala-neprevazuta-depasea-resursele-gospodariei-pentru-37-8-dintre-romani-in-2025-media-ue-era-de-29-2/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T13:27:17+00:00</news:publication_date>
			<news:title><![CDATA[Românii fără bani pentru costuri neprevăzute erau 37,8%.]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/finante-si-banci/ce-se-intampla-cu-banii-si-creditul-tau-cand-banca-este-vanduta-si-ce-verifici-dupa-fuziune/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T12:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Banii din cont rămân când banca este vândută]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/utile/cum-schimbi-furnizorul-de-energie-electrica-si-compari-cat-ai-plati-intr-un-an/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T10:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Furnizorul de energie electrică se schimbă în 5 pași]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/companii/societatea-de-transport-bucuresti-ar-fi-inceput-sa-dea-preavize-de-concediere-sindicatul-indica-880-de-angajati-pe-liste/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T09:10:49+00:00</news:publication_date>
			<news:title><![CDATA[STB ar fi dat primele preavize de concediere]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/companii/transelectrica-a-primit-votul-actionarilor-pentru-un-plan-de-investitii-de-circa-10-5-miliarde-de-lei-pana-in-2035-cu-aproximativ-un-miliard-peste-planul-anterior/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T07:50:48+00:00</news:publication_date>
			<news:title><![CDATA[Transelectrica are un plan de circa 10,5 mld. lei aprobat]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/persoanele-fizice-cu-panouri-solare-de-cel-mult-27-kw-vor-putea-reduce-factura-la-gaze-cu-surplusul-de-curent-daca-au-ambele-contracte-la-acelasi-furnizor/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T07:29:11+00:00</news:publication_date>
			<news:title><![CDATA[Panouri max. 27 kW vor putea plăti gazul la același furnizor]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/finante-personale/cum-ceri-salariul-neplatit-de-angajator-si-dobanda-fara-sa-pierzi-termenul-de-3-ani/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T06:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Dacă nu îți plătește salariul, îl poți cere în 3 ani]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/productia-nucleara-a-romaniei-era-de-zero-mw-miercuri-dimineata-iar-importurile-de-curent-au-crescut-clientii-cu-pret-fix-platesc-energia-la-pretul-din-contract/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T05:55:18+00:00</news:publication_date>
			<news:title><![CDATA[Producția nucleară a României era de zero MW]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/unde-merg-banii-retinuti-din-salariul-tau-brut-si-ce-drepturi-iti-pot-aduce/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T05:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Salariul tău brut include bani pentru pensie și sănătate]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/pensionarii-cu-grupe-de-munca-neluate-in-calcul-pot-cere-recalcularea-pensiei-cu-adeverinte-bazate-pe-acte-verificabile/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T04:32:31+00:00</news:publication_date>
			<news:title><![CDATA[Recalcularea pensiei pentru grupe cere acte verificabile]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/utile/cum-iti-pregatesti-familia-financiar-pentru-pierderea-unui-venit-sau-decesul-unuia-dintre-voi/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-11T04:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Cheltuielile familiei când dispare un venit]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/pretul-mediu-al-energiei-pe-piata-a-fost-352-56-euro-mwh-pentru-11-noiembrie-dar-contractele-cu-pret-fix-pastreaza-pretul-convenit/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-10T22:48:58+00:00</news:publication_date>
			<news:title><![CDATA[Prețul mediu de 352,56 euro/MWh nu schimbă tariful fix]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/investitii/fondul-cu-actiuni-poloneze-costa-62-50-lei-pe-unitate-la-bvb-pe-10-noiembrie-plus-comisionul-brokerului/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-10T22:37:41+00:00</news:publication_date>
			<news:title><![CDATA[Fondul de acțiuni poloneze costa 62,50 lei plus comision.]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/bursa/actiunile-nvidia-au-scazut-cu-10-1-in-doua-sedinte-adica-18-93-dolari-pe-actiune/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-10T20:06:50+00:00</news:publication_date>
			<news:title><![CDATA[Acțiunile Nvidia au scăzut cu 10,1% în două ședințe]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/finante-personale/varstnicii-intervievati-care-spun-ca-isi-pot-plati-singuri-un-loc-la-camin-sunt-doar-19/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-10T18:50:16+00:00</news:publication_date>
			<news:title><![CDATA[Seniorii care spun că pot plăti singuri căminul sunt 19%]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/actualitate/alexandru-petrescu-presedinte-asf-de-la-name-and-shame-la-name-and-shine-o-perspectiva-diferita-asupra-guvernantei-corporative/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-10T18:24:28+00:00</news:publication_date>
			<news:title><![CDATA[Alexandru Petrescu, Președinte ASF: De la „Name and Shame” la „Name and Shine”, o perspectivă diferită asupra guvernanței corporative]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/utile/cum-obtii-si-folosesti-talonul-de-pensie-electronic-daca-primesti-pensia-in-cont-sau-pe-card/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-10T18:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Talonul electronic se obține cu pensia pe card sau în cont]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/anre-a-aprobat-plata-facturilor-de-curent-de-la-alte-adrese-ale-aceluiasi-prosumator-din-valoarea-surplusului-cu-acelasi-furnizor-si-distribuitor/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-10T16:55:52+00:00</news:publication_date>
			<news:title><![CDATA[ANRE a aprobat plata altor facturi din valoarea surplusului]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/economie/benzina-95-din-romania-s-a-ieftinit-cu-un-ban-pe-litru-dupa-incendiile-de-la-doua-petroliere-din-ormuz/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-10T16:23:53+00:00</news:publication_date>
			<news:title><![CDATA[Benzina 95 s-a ieftinit după incendiile din Ormuz]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/sanatate/primaria-sectorului-4-anunta-ca-va-plati-integral-aparatele-dentare-mobile-recomandate-copiilor-sub-18-ani-din-sector/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-10T15:49:09+00:00</news:publication_date>
			<news:title><![CDATA[Sectorul 4 anunță aparate dentare mobile gratuite copiilor]]></news:title>
		</news:news>
	</url>
	<url>
		<loc>https://financiarul.ro/companii/ce-trebuie-sa-scrie-in-contract-despre-zilele-la-birou-si-cheltuielile-muncii-de-acasa/</loc>
		<news:news>
			<news:publication>
				<news:name>Financiarul</news:name>
				<news:language>ro</news:language>
			</news:publication>
			<news:publication_date>2026-11-10T15:00:00+00:00</news:publication_date>
			<news:title><![CDATA[În regim hibrid, zilele la birou se trec în contract]]></news:title>
		</news:news>
	</url>
</urlset>
<!-- XML Sitemap generated by Rank Math SEO Plugin (c) Rank Math - rankmath.com -->