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  <url>
    <loc>https://financiarul.ro/tehnologie/openai-promite-peste-20-de-lansari-la-devday-2026-agentul-aeon-ramane/</loc>
    <lastmod>2026-09-29T19:32:34+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-29T19:32:31+03:00</news:publication_date>
      <news:title>OpenAI promite peste 20 de lansări la DevDay 2026. Agentul Aeon rămâne un zvon</news:title>
      <news:keywords>Aeon, DevDay 2026, Hugging Face, OpenAI, Sam Altman</news:keywords>
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      <image:caption>Sam Altman</image:caption>
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  <url>
    <loc>https://financiarul.ro/economie/recolta-de-mere-a-europei-ar-putea-scadea-cu-15-5-in-2026-estimeaza/</loc>
    <lastmod>2026-09-29T17:15:56+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-29T17:15:54+03:00</news:publication_date>
      <news:title>Recolta de mere a Europei ar putea scădea cu 15,5% în 2026, estimează WAPA. Stocurile amână presiunea asupra prețurilor</news:title>
      <news:keywords>Asociației Mondiale a Producătorilor de Mere și Pere, mere, Polonia, România</news:keywords>
    </news:news>
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      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/recolta-de-mere.jpg</image:loc>
      <image:caption>Mere in lădițe de plastic</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/sprijinul-pentru-ingrasaminte-ar-ajunge-la-59-955-milioane-de-euro/</loc>
    <lastmod>2026-09-29T16:45:15+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-29T16:45:13+03:00</news:publication_date>
      <news:title>Sprijinul pentru îngrășăminte ar ajunge la 59,955 milioane de euro. Ce documente trebuie să prezinte fermierii</news:title>
      <news:keywords>APIA, fonduri europene, ingrasaminte, MADR, Tanczos Barna</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/sprijin-pentru-fermierii-afectati-de-scumpirea-ingrasamintelor.jpg</image:loc>
      <image:caption>Fertilizare mecanizată a unui teren agricol</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/externe/deepseek-alibaba-si-moonshot-ai-primesc-cereri-privind-siguranta/</loc>
    <lastmod>2026-09-29T16:07:44+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-29T16:07:42+03:00</news:publication_date>
      <news:title>DeepSeek, Alibaba și Moonshot AI primesc cereri privind siguranța sistemelor capabile să se îmbunătățească singure</news:title>
      <news:keywords>Alibaba, DeepSeek, Moonshot AI, Ro Khanna, tratat AI</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/tratat-ai-sua-china.jpg</image:loc>
      <image:caption>Bărbat în costum vorbind în exterior</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/tehnologie/un-juriu-a-stabilit-ca-apple-sa-plateasca-5-721-miliarde-de-dolari/</loc>
    <lastmod>2026-09-29T15:17:27+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-29T15:17:25+03:00</news:publication_date>
      <news:title>Un juriu a stabilit ca Apple să plătească 5,721 miliarde de dolari către Taction Technology. Apple anunță că va face apel</news:title>
      <news:keywords>Apple, brevete, Taction Technology, Taptic Engine</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/apple-taptic-engine.jpg</image:loc>
      <image:caption>Modele iPhone in cutii</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/dobanzile-din-29-septembrie-2026-rata-la-creditul-de-300-000-de-lei/</loc>
    <lastmod>2026-09-29T15:11:23+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-29T15:11:21+03:00</news:publication_date>
      <news:title>Dobânzile din 29 septembrie 2026. Rata la creditul de 300.000 de lei a crescut cu 2 lei într-un an</news:title>
      <news:keywords>Banca Națională a României (BNR), credite in lei, Dobânzile azi, IRCC, ROBOR</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/dobanzile-de-referinta.png</image:loc>
      <image:caption>ROBOR la 3 luni, ultimele 12 luni</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/peste-90-dintre-bancile-europene-folosesc-ai-in-romania-automatizarea/</loc>
    <lastmod>2026-09-29T15:09:03+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-29T15:09:02+03:00</news:publication_date>
      <news:title>Peste 90% dintre băncile europene folosesc AI. În România, automatizarea schimbă rolul angajaților</news:title>
      <news:keywords>Banca Transilvania, BCR, CEC Bank, inteligenta artificiala, Raiffeisen Bank Romania</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/inteligenta-artificiala-in-banci.jpg</image:loc>
      <image:caption>Bancomat cu interfata de inteligenta artificiala</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/actualitate/ue-finanteaza-cu-aproape-1-milion-eur-exercitiul-crossflood-din-suceava/</loc>
    <lastmod>2026-09-29T14:50:45+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-29T14:50:43+03:00</news:publication_date>
      <news:title>UE finanțează cu aproape 1 milion EUR exercițiul CROSSFLOOD din Suceava și acoperă 90% din costuri</news:title>
      <news:keywords>CROSSFLOOD, protecție civilă, Suceava, Uniunea Europeană, Ursula von der Leyen</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/exercitiul-crossflood.png</image:loc>
      <image:caption>Exercițiu de protecție civilă finanțat de ue</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/curs-bnr-29-septembrie-2026-cat-valoreaza-in-lei-un-salariu-de-3-000/</loc>
    <lastmod>2026-09-29T14:24:09+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-29T14:10:49+03:00</news:publication_date>
      <news:title>Curs BNR 29 septembrie 2026. Cât valorează în lei un salariu de 3.000 de euro la noua cotație</news:title>
      <news:keywords>Banca Centrală Europeană, Banca Nationala a Romaniei, cursul BNR, euro, Eurostat</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/curs-bnr-29-septembrie-2026.png</image:loc>
      <image:caption>Euro în lei, ultimele 12 luni</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/un-sistem-de-5-kw-poate-produce-circa-1-870-kwh-in-sase-luni/</loc>
    <lastmod>2026-09-29T13:58:08+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-29T13:58:06+03:00</news:publication_date>
      <news:title>Un sistem de 5 kW poate produce circa 1.870 kWh în șase luni, dar familia tot ia curent din rețea</news:title>
      <news:keywords>autoconsum, prosumator, rețea, Sistem fotovoltaic</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/sistem-fotovoltaic-de-5-kw.jpg</image:loc>
      <image:caption>Instalare panou fotovoltaic pe acoperis</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/alexandru-nazare-spera-la-reconfirmarea-ratingului-dupa-reducerea/</loc>
    <lastmod>2026-09-29T13:20:45+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-29T13:20:43+03:00</news:publication_date>
      <news:title>Alexandru Nazare speră la reconfirmarea ratingului după reducerea deficitului cu 27 de miliarde de lei</news:title>
      <news:keywords>Alexandru Nazare, deficitului, Mugur Isarescu, rating de investiții, România</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/psk-agentie-alexandru-nazare-1.jpg</image:loc>
      <image:caption>Barbat la microfon in sala de sedinte</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/apartamentele-executate-de-anaf-pot-fi-reduse-cu-50-ce-trebuie/</loc>
    <lastmod>2026-09-29T11:47:50+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-29T11:47:48+03:00</news:publication_date>
      <news:title>Apartamentele executate de ANAF pot fi reduse cu 50%. Ce trebuie verificat înainte de plata garanției</news:title>
      <news:keywords>ANAF, Bogdan Pitigoi, carte funciara, garantie, licitatie</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/apartamente-executate-de-anaf.jpg</image:loc>
      <image:caption>Apartamente executate</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/cele-10-banci-au-60-de-zile-sa-propuna-schimbarea-robor-dupa-sanctiuni/</loc>
    <lastmod>2026-09-29T09:31:16+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-29T09:31:12+03:00</news:publication_date>
      <news:title>Cele 10 bănci au 60 de zile să propună schimbarea ROBOR după sancțiuni de 3,7 miliarde de lei</news:title>
      <news:keywords>Banca Națională a României (BNR), Consiliul Concurenței, ING Bank, ROBOR</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/schimbarea-mecanismului-robor.jpg</image:loc>
      <image:caption>Calcule pentru credit ipotecar cu dobanda variabila</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/companiile-sud-coreene-redevin-pesimiste-dupa-maximul-ultimilor-aproape/</loc>
    <lastmod>2026-09-29T00:40:05+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-29T00:40:02+03:00</news:publication_date>
      <news:title>Companiile sud-coreene redevin pesimiste după maximul ultimilor aproape patru ani</news:title>
      <news:keywords>Banca Coreei, Coreea de Sud, industria prelucrătoare, sentimentul companiilor</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/sentimentul-companiilor-din-coreea-de-sud.jpg</image:loc>
      <image:caption>Brat robotizat pe linia de productie industriala</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/agricultura/floarea-soarelui-scade-la-487-euro-tona-la-constanta-iar-usda-estimeaza/</loc>
    <lastmod>2026-09-28T23:13:49+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-28T23:13:47+03:00</news:publication_date>
      <news:title>Floarea-soarelui scade la 487 euro/tonă la Constanța, iar USDA estimează pentru Turcia importuri de 1,8 milioane de tone</news:title>
      <news:keywords>Constanta, floarea-soarelui, Marea Neagră, Turcia, USDA</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/floarea-soarelui.jpg</image:loc>
      <image:caption>Imagine ilustrativă</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/evacuarea-maricarmenei-reaprinde-protestele-in-spania-unde-locuintele-s/</loc>
    <lastmod>2026-09-28T19:23:01+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-28T19:22:59+03:00</news:publication_date>
      <news:title>Evacuarea Maricarmenei reaprinde protestele în Spania, unde locuințele s-au scumpit cu 12,2%</news:title>
      <news:keywords>chiriașii, locuințele, María del Carmen Abascal, Maricarmen, Spania</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/criza-locuintelor-din-spania.jpg</image:loc>
      <image:caption>Mulțime cu brațele ridicate la protest</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/omv-petrom-si-romgaz-estimeaza-primele-gaze-din-neptun-deep-in-prima/</loc>
    <lastmod>2026-09-28T19:04:52+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-28T19:04:49+03:00</news:publication_date>
      <news:title>OMV Petrom și Romgaz estimează primele gaze din Neptun Deep în prima jumătate din 2027</news:title>
      <news:keywords>Marea Neagră, Neptun Deep, OMV Petrom, Romgaz</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/neptun-deep.jpg</image:loc>
      <image:caption>Platformă marină de foraj</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/indemnizatia-de-somaj-porneste-de-la-660-de-lei-in-2026-si-poate/</loc>
    <lastmod>2026-09-28T15:55:03+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-28T15:54:59+03:00</news:publication_date>
      <news:title>Indemnizația de șomaj pornește de la 660 de lei în 2026 și poate fi plătită până la 12 luni</news:title>
      <news:keywords>AJOFM Dâmbovița, AMOFM București, indemnizația de șomaj, Legea nr. 76/2002</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/indemnizatia-de-somaj.jpg</image:loc>
      <image:caption>Bancnote de lei românești ținute în mână</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/procuratura-din-milano-cere-respingerea-suspendarii-opririi-furnalelor/</loc>
    <lastmod>2026-09-28T15:22:29+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-28T15:22:26+03:00</news:publication_date>
      <news:title>Procuratura din Milano cere respingerea suspendării opririi furnalelor fostului Ilva</news:title>
      <news:keywords>Acciaierie d’Italia, Angelo Renna, fostul Ilva, Procuratura Generală din Milano</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/oprirea-furnalelor-fostului-ilva.jpg</image:loc>
      <image:caption>Fatada unei cladiri de justitie</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/robor-si-ircc-la-28-septembrie-2026-cum-s-au-schimbat-ratele-creditelor/</loc>
    <lastmod>2026-09-28T15:12:34+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-28T15:12:32+03:00</news:publication_date>
      <news:title>ROBOR și IRCC la 28 septembrie 2026. Cum s-au schimbat ratele creditelor în lei într-un an</news:title>
      <news:keywords>Banca Nationala a Romaniei, credite in lei, Dobânzile azi, IRCC, ROBOR</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/robor-si-ircc-la-28-septembrie-2026.png</image:loc>
      <image:caption>ROBOR la 3 luni, ultimele 12 luni</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/euro-la-5-2786-lei-cat-ajunge-o-rata-de-500-de-euro-si-cat-inseamna/</loc>
    <lastmod>2026-09-28T14:17:46+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-28T14:09:17+03:00</news:publication_date>
      <news:title>Euro la 5,2786 lei. Cât ajunge o rată de 500 de euro și cât înseamnă o chirie sau un salariu</news:title>
      <news:keywords>Banca Centrală Europeană (BCE), Banca Nationala a Romaniei, cursul BNR, euro, Eurostat</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/curs-euro.png</image:loc>
      <image:caption>Euro în lei, ultimele 12 luni</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/deficitul-bugetar-a-scazut-cu-31-si-a-ajuns-la-59-42-miliarde-de-lei/</loc>
    <lastmod>2026-09-28T11:21:50+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-28T11:21:45+03:00</news:publication_date>
      <news:title>Deficitul bugetar a scăzut cu 31% și a ajuns la 59,42 miliarde de lei după opt luni</news:title>
      <news:keywords>Alexandru Nazare, Deficitul bugetului general consolidat, Ministerul Finantelor, Produsul Intern Brut</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/psk-agentie-deficitul-bugetar-scaled.jpg</image:loc>
      <image:caption>Bancnote numarate la un aparat de sortat bani</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/ministerul-finantelor-si-banca-centrala-a-coreei-de-sud-cer-coordonare/</loc>
    <lastmod>2026-09-28T06:37:44+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-28T06:37:42+03:00</news:publication_date>
      <news:title>Ministerul Finanțelor și banca centrală a Coreei de Sud cer coordonare mai strânsă pe fondul riscurilor externe</news:title>
      <news:keywords>Banca Coreei, Lee Hyoung-il, Shin Hyun-song, superciclul semiconductorilor</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/finantele-si-banca-coreei.jpg</image:loc>
      <image:caption>Doi barbati in costum, in mers</image:caption>
    </image:image>
  </url>
</urlset>
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