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  <url>
    <loc>https://financiarul.ro/economie/doar-5-2-dintre-firmele-din-romania-folosesc-ai-fata-de-20-in-ue-ro/</loc>
    <lastmod>2026-09-25T17:58:09+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T17:58:07+03:00</news:publication_date>
      <news:title>Doar 5,2% dintre firmele din România folosesc AI, față de 20% în UE. RO AI Factory este estimată pentru 2027</news:title>
      <news:keywords>CES AI Institute, Eurostat, ICI București, inteligenței artificiale, RO AI Factory</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/inteligentei-artificiale-in-companii.jpg</image:loc>
      <image:caption>Inteligența artificială în companii</image:caption>
    </image:image>
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  <url>
    <loc>https://financiarul.ro/economie/valoarea-adaugata-a-industriei-alimentare-italiene-a-ajuns-la-41-5/</loc>
    <lastmod>2026-09-25T17:24:35+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T17:24:33+03:00</news:publication_date>
      <news:title>Valoarea adăugată a industriei alimentare italiene a ajuns la 41,5 miliarde de euro. Avansul real a fost de 22,2%</news:title>
      <news:keywords>Federalimentare, industria alimentară italiană, Paolo Mascarino, valoare adăugată</news:keywords>
    </news:news>
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      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/industria-alimentara-italiana.jpg</image:loc>
      <image:caption>Produse ale industriei alimentare italiene</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/sua-analizeaza-limitarea-exporturilor-de-motorina-iar-europa-risca-noi/</loc>
    <lastmod>2026-09-25T17:21:38+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T17:17:44+03:00</news:publication_date>
      <news:title>SUA analizează limitarea exporturilor de motorină, iar Europa riscă noi scumpiri</news:title>
      <news:keywords>Europa, Kpler, motorina, SUA, Uniunea Europeană (UE)</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/limitarea-exporturilor-de-motorina.jpg</image:loc>
      <image:caption>Limitarea exporturilor de motorină</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/taxa-de-2-euro-pe-articol-pentru-comenzile-online-din-afara-ue-ar-urma/</loc>
    <lastmod>2026-09-25T17:11:24+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T17:03:49+03:00</news:publication_date>
      <news:title>Taxa de 2 euro pe articol pentru comenzile online din afara UE ar urma să se aplice de la 1 noiembrie 2026</news:title>
      <news:keywords>1 noiembrie 2026, China, Comisia Europeană, Uniunii Europene</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/taxa-de-2-euro.jpg</image:loc>
      <image:caption>Colete cu taxa de 2 euro</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/robor-si-ircc-pe-25-septembrie-2026-ratele-difera-cu-pana-la-72-de-lei/</loc>
    <lastmod>2026-09-25T17:00:34+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T17:00:32+03:00</news:publication_date>
      <news:title>ROBOR și IRCC pe 25 septembrie 2026. Ratele diferă cu până la 72 de lei pe lună</news:title>
      <news:keywords>Banca Nationala a Romaniei, Dobânzile azi, IRCC, ROBOR</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/robor-si-ircc.png</image:loc>
      <image:caption>ROBOR la 3 luni, ultimele 12 luni</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/titlurile-pentru-donatorii-de-sange-au-atras-2-8-miliarde-de-lei/</loc>
    <lastmod>2026-09-25T15:40:38+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T15:36:41+03:00</news:publication_date>
      <news:title>Titlurile pentru donatorii de sânge au atras 2,8 miliarde de lei, cu dobânzi care pot depăși 7%</news:title>
      <news:keywords>donatorii de sânge, Ștefan Nanu, titluri de stat, Trezoreria</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/titluri-de-stat-pentru-donatorii-de-sange.jpg</image:loc>
      <image:caption>Donator de sânge</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/cursul-bnr-din-25-septembrie-coboara-euro-la-5-2718-lei-ratele-chiriile/</loc>
    <lastmod>2026-09-25T15:31:47+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T15:30:12+03:00</news:publication_date>
      <news:title>Cursul BNR din 25 septembrie coboară euro la 5,2718 lei. Ratele, chiriile și salariile în euro costă mai mult în lei față de anul trecut</news:title>
      <news:keywords>Banca Nationala a Romaniei, cursul BNR, euro, Eurostat</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/cursul-bnr-3.jpg</image:loc>
      <image:caption>Evoluția cursului</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/contributia-proprie-cantareste-in-noul-casa-verde-compania-estimeaza/</loc>
    <lastmod>2026-09-25T14:52:34+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T14:52:32+03:00</news:publication_date>
      <news:title>Contribuția proprie cântărește în noul Casa Verde. Compania estimează un nivel de 62,5% pentru 100 de puncte</news:title>
      <news:keywords>casa verde, Energy Expo 2026, George Achim, prosumatori</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/casa-verde.jpg</image:loc>
      <image:caption>Panou fotovoltaic</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/cfa-romania-estimeaza-crestere-economica-de-0-1-in-2026-si-un-euro-la-5/</loc>
    <lastmod>2026-09-25T14:38:20+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T14:38:18+03:00</news:publication_date>
      <news:title>CFA România estimează creștere economică de 0,1% în 2026 și un euro la 5,3628 lei în 12 luni</news:title>
      <news:keywords>Adrian Codirlaşu, CFA România, cursul EUR/RON, Indicatorul de Încredere Macroeconomică</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/cfa-romania.jpg</image:loc>
      <image:caption>Bancnote de o sută lei</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/salariul-mediu-net-a-ajuns-la-5-266-lei-in-2025-dar-costul-muncii/</loc>
    <lastmod>2026-09-25T12:57:45+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T12:57:43+03:00</news:publication_date>
      <news:title>Salariul mediu net a ajuns la 5.266 lei în 2025, dar costul muncii pentru companii a crescut mai repede</news:title>
      <news:keywords>Bucuresti, câștigul salarial mediu net, costul mediu lunar al forței de muncă, Institutul Național de Statistică, salariatele</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/salariul-mediu-net-2.jpg</image:loc>
      <image:caption>Salariul mediu net</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/tehnologie/elevii-ar-urma-sa-invete-verificarea-informatiilor-online/</loc>
    <lastmod>2026-09-25T12:56:51+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T12:56:49+03:00</news:publication_date>
      <news:title>Elevii ar urma să învețe verificarea informațiilor online și identificarea deepfake-urilor</news:title>
      <news:keywords>competențe digitale de bază, deepfake-urile, dezinformare online, Eurostat, Nicolae Țibrigan</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/competente-digitale-de-baza.jpg</image:loc>
      <image:caption>Dezvoltarea de competențe digitale de bază</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/agricultura/fermierii-pot-cere-despagubiri-de-maximum-333-de-lei-pe-hectar/</loc>
    <lastmod>2026-09-25T12:45:48+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T12:45:46+03:00</news:publication_date>
      <news:title>Fermierii pot cere despăgubiri de maximum 333 de lei pe hectar pentru secetă. Cum se calculează grantul</news:title>
      <news:keywords>APIA, floarea-soarelui, porumb, seceta pedologică din 2025</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/despagubiri-pentru-seceta-1.jpg</image:loc>
      <image:caption>Cultură de floarea-soarelui afectată de secetă</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/rata-somajului-inregistrat-a-urcat-la-3-26-in-august-persoanele/</loc>
    <lastmod>2026-09-25T12:36:07+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T12:36:04+03:00</news:publication_date>
      <news:title>Rata șomajului înregistrat a urcat la 3,26% în august. Persoanele de peste 55 de ani formează cel mai numeros grup</news:title>
      <news:keywords>ANOFM, Bursa locurilor de muncă pentru absolvenți, Persoanele de peste 55 de ani, şomajului</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/rata-somajului-inregistrat.jpg</image:loc>
      <image:caption>Șomajului înregistrat în România</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/tehnologie/meta-pregateste-cablul-petal-intre-franta-si-sua-cu-o-capacitate-de-1/</loc>
    <lastmod>2026-09-25T12:30:32+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T12:30:30+03:00</news:publication_date>
      <news:title>Meta pregătește cablul Petal între Franța și SUA, cu o capacitate de 1 Pbps și lansare în 2029</news:title>
      <news:keywords>Franța, Meta, NEC, Petal, statele unite</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/cablul-submarin-petal.jpg</image:loc>
      <image:caption>Cablul submarin în Underwater</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/glovo-premiaza-lumen-cu-5-000-eur-tehnologia-pentru-nevazatori-ar-urma/</loc>
    <lastmod>2026-09-25T10:54:16+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T10:47:38+03:00</news:publication_date>
      <news:title>Glovo premiază .lumen cu 5.000 EUR. Tehnologia pentru nevăzători ar urma să fie extinsă spre delivery</news:title>
      <news:keywords>.lumen, Glovo, PAD AI, StartUp Campus, Tech Catalyst România 2026</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/lumen.jpg</image:loc>
      <image:caption>.lumen pentru persoanele nevăzătoare</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/taxele-gospodariilor-au-crescut-cu-260-de-lei-fata-de-un-plus-salarial/</loc>
    <lastmod>2026-09-25T10:49:38+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T10:43:26+03:00</news:publication_date>
      <news:title>Taxele gospodăriilor au crescut cu 260 de lei, față de un plus salarial de 100 de lei</news:title>
      <news:keywords>gospodarie, impozitele locale, inflație, pensionar, taxele</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/taxele-gospodariilor.jpg</image:loc>
      <image:caption>Calculul taxelor gospodăriilor</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/increderea-cfa-in-economie-scade-la-39-5-puncte-iar-90-dintre/</loc>
    <lastmod>2026-09-25T10:28:07+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T10:22:01+03:00</news:publication_date>
      <news:title>Încrederea CFA în economie scade la 39,5 puncte, iar 90% dintre participanți anticipează deprecierea leului</news:title>
      <news:keywords>Adrian Codirlaşu, Asociației CFA România, leului, S&amp;amp;P, stagflației</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/increderea-cfa-in-economie.jpg</image:loc>
      <image:caption>Bancnote de euro și lei</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/gazul-scade-cu-3-4-la-amsterdam-la-72-56-euro-pe-megawatt-ora/</loc>
    <lastmod>2026-09-25T09:37:51+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T09:37:49+03:00</news:publication_date>
      <news:title>Gazul scade cu 3,4% la Amsterdam, la 72,56 euro pe megawatt-oră</news:title>
      <news:keywords>Amsterdam, cotația gazului, Iran, Orientul Mijlociu, statele unite</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/cotatia-gazului.jpg</image:loc>
      <image:caption>Cotația gazului și costul energiei</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/cne-cernavoda-nu-poate-fi-repornita-in-urmatoarele-10-zile-importurile/</loc>
    <lastmod>2026-09-25T09:15:25+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T09:15:23+03:00</news:publication_date>
      <news:title>CNE Cernavodă nu poate fi repornită în următoarele 10 zile. Importurile de seară ajung până la 2.500 MW</news:title>
      <news:keywords>CNE Cernavoda, Cristian Buşoi, Dunarea, importurile de electricitate</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/cne-cernavoda-1.jpg</image:loc>
      <image:caption>Nivelul scăzut al Dunării</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/smbc-negociaza-sa-si-majoreze-participatia-la-vpbank-de-la-15/</loc>
    <lastmod>2026-09-25T07:33:32+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-25T07:33:30+03:00</news:publication_date>
      <news:title>SMBC negociază să-și majoreze participația la VPBank de la 15% la aproximativ 20%</news:title>
      <news:keywords>SMBC, Sumitomo Mitsui Financial Group, Turicum Investment Management, Vietnam, VPBank</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/participatia-smbc-la-vpbank.jpg</image:loc>
      <image:caption>Literele volumetrice Sumitomo Mitsui Banking Corporation</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/un-loc-de-camin-revine-la-4-5-studenti-in-medie-in-bucuresti-privatul/</loc>
    <lastmod>2026-09-24T23:25:54+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T23:19:54+03:00</news:publication_date>
      <news:title>Un loc de cămin revine la 4,5 studenți, în medie. În București, privatul ajunge la 300 de euro pe lună</news:title>
      <news:keywords>Bucuresti, Cluj-Napoca, Cushman &amp;amp; Wakefield Echinox, Iași</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/camine-studentesti-1.jpg</image:loc>
      <image:caption>Noile cămine studențești moderne</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/tehnologie/openai-angajeaza-sute-de-contractori-care-citesc-conversatii-chatgpt/</loc>
    <lastmod>2026-09-24T23:14:00+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T23:07:41+03:00</news:publication_date>
      <news:title>OpenAI angajează sute de contractori care citesc conversații ChatGPT. Date sensibile pot trece de filtru</news:title>
      <news:keywords>404 Media, ChatGPT, OpenAI, Project Lily</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/contractori-openai.png</image:loc>
      <image:caption>Logo OpenAI pe un telefon mobil</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/electricitatea-s-a-scumpit-cu-112-pentru-industrie-iar-gazele-cu-126/</loc>
    <lastmod>2026-09-24T21:13:58+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T21:13:53+03:00</news:publication_date>
      <news:title>Electricitatea s-a scumpit cu 112% pentru industrie, iar gazele cu 126% în doi ani</news:title>
      <news:keywords>Asociaţia Energia Inteligentă, Dumitru Chisăliță, facturile industriei, insolvente, sistemul energetic</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/facturile-industriei.jpg</image:loc>
      <image:caption>Contoare pentru facturile industriei</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/randamentul-obligatiunilor-americane-pe-30-de-ani-a-atins-maximul/</loc>
    <lastmod>2026-09-24T19:12:52+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T19:12:50+03:00</news:publication_date>
      <news:title>Randamentul obligațiunilor americane pe 30 de ani a atins maximul din 2004, iar bursele au scăzut</news:title>
      <news:keywords>Dow Jones Industrial Average, obligațiunilor americane, Rezerva Federala, Trezoreriei SUA</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/randamentul-obligatiunilor-americane.jpg</image:loc>
      <image:caption>Randamentul obligațiunilor americane</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/fondul-de-urgenta-ar-trebui-sa-acopere-3-6-venituri-nete-economisirea/</loc>
    <lastmod>2026-09-24T17:03:36+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T17:03:34+03:00</news:publication_date>
      <news:title>Fondul de urgență ar trebui să acopere 3-6 venituri nete. Economisirea poate începe cu 5 lei lunar</news:title>
      <news:keywords>ChatGPT, Claudia Oprescu, Euroeducația, fond de urgență</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/fond-de-urgenta.jpg</image:loc>
      <image:caption>Fond de urgență din economii modeste</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/firmele-pastreaza-regimul-micro-in-2026-daca-indeplinesc-cumulativ/</loc>
    <lastmod>2026-09-24T15:38:35+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T15:33:00+03:00</news:publication_date>
      <news:title>Firmele păstrează regimul micro în 2026 dacă îndeplinesc cumulativ plafonul de 100.000 euro și celelalte condiții. Condițiile care se verifică</news:title>
      <news:keywords>100.000 euro, DGRFP Ploiești, ghid ANAF, microîntreprinderilor, regimul de impozitare</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/regimul-micro-in-2026.jpg</image:loc>
      <image:caption>Regimul micro în 2026</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/orange-romania-ofera-pachete-compensatorii-pentru-plecari-voluntare/</loc>
    <lastmod>2026-09-24T14:54:15+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T14:54:13+03:00</news:publication_date>
      <news:title>Orange România oferă pachete compensatorii pentru plecări voluntare și pregătește pensionări anticipate</news:title>
      <news:keywords>Julien Ducarroz, Orange Romania, pensionare anticipata, plecări voluntare</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/plecari-voluntare-orange-romania.jpg</image:loc>
      <image:caption>Plecări voluntare de la furnizorul telecom</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/statul-se-imprumuta-la-7-52-iar-scumpirea-euro-majoreaza-chiriile/</loc>
    <lastmod>2026-09-24T14:02:31+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T13:56:21+03:00</news:publication_date>
      <news:title>Statul se împrumută la 7,52%, iar scumpirea euro majorează chiriile și ratele în euro plătite din lei</news:title>
      <news:keywords>Adriana Soltanie, Alexandru Nazare, curs euro, S&amp;amp;P</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/curs-euro-1.jpg</image:loc>
      <image:caption>Evoluția cursului euro</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/comisia-europeana-aproba-ajutorul-de-59-de-milioane-de-lei/</loc>
    <lastmod>2026-09-24T13:48:43+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T13:48:41+03:00</news:publication_date>
      <news:title>Comisia Europeană aprobă ajutorul de 59 de milioane de lei pentru crescătorii de porci</news:title>
      <news:keywords>ajutor de stat, Comisia Europeană, crescătorii de porci, criza din Orientul Mijlociu</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/ajutor-de-59-de-milioane-de-lei-pentru-crescatorii-de-porci.jpg</image:loc>
      <image:caption>Porci într-o fermă de creștere</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/tehnologie/meta-prezinta-ochelari-fara-camere-si-un-agent-ai-care-cere-aprobarea/</loc>
    <lastmod>2026-09-24T13:22:58+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T13:22:56+03:00</news:publication_date>
      <news:title>Meta prezintă ochelari fără camere și un agent AI care cere aprobarea înaintea plăților</news:title>
      <news:keywords>Mark Zuckerberg, Meta Connect 2026, Muse, Ray-Ban Meta Audio, Ray-Ban Meta Gen 3</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/ray-ban-meta-audio.jpg</image:loc>
      <image:caption>Mark Zuckerberg</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/alexandru-petrescu-presedinte-asf-rezilienta-financiara-intr-o-economie-a-socurilor-succesive/</loc>
    <lastmod>2026-09-24T12:55:02+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T12:55:02+03:00</news:publication_date>
      <news:title>Alexandru Petrescu, Președinte ASF: Reziliența financiară într-o economie a șocurilor succesive</news:title>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/alexandru-petrescu-asf.jpeg</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/robor-la-trei-luni-a-urcat-la-5-93-iar-ircc-este-la-5-56/</loc>
    <lastmod>2026-09-24T12:48:42+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T12:48:40+03:00</news:publication_date>
      <news:title>ROBOR la trei luni a urcat la 5,93%, iar IRCC este la 5,56%</news:title>
      <news:keywords>Banca Națională a României (BNR), IRCC, Ordonanța de urgență a Guvernului 19/2019, ROBOR</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/robor.jpg</image:loc>
      <image:caption>Bancnote de 100 de lei și monede</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/euro-ramane-la-recordul-bnr-de-5-2788-lei-iar-dolarul-lira-si-francul/</loc>
    <lastmod>2026-09-24T12:35:09+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T12:35:07+03:00</news:publication_date>
      <news:title>Euro rămâne la recordul BNR de 5,2788 lei, iar dolarul, lira și francul cresc</news:title>
      <news:keywords>Banca Nationala a Romaniei, dolarul american, euro, francul elveţian, Lira sterlina</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/cursul-euro-3.jpg</image:loc>
      <image:caption>Bancnote de zece euro</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/curtea-de-justitie-a-ue-exclude-firmele-in-dificultate/</loc>
    <lastmod>2026-09-24T12:25:40+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T12:25:38+03:00</news:publication_date>
      <news:title>Curtea de Justiție a UE exclude firmele în dificultate de la facilitățile pentru marii consumatori de energie</news:title>
      <news:keywords>Acciaierie d’Italia, ajutoare de stat, Curtea de Justiție a Uniunii Europene, facilitățile energetice</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/facilitatile-energetice.jpg</image:loc>
      <image:caption>Facilitățile energetice ale ILVA</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/euro-ar-putea-trece-de-6-lei-daca-romania-ajunge-la-junk-avertizeaza/</loc>
    <lastmod>2026-09-24T12:15:50+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T12:10:33+03:00</news:publication_date>
      <news:title>Euro ar putea trece de 6 lei dacă România ajunge la „junk”, avertizează Cristian Păun</news:title>
      <news:keywords>Cristian Paun, euro, România, S&amp;amp;P</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/euro-peste-6-lei.jpg</image:loc>
      <image:caption>Bancnote românești și monedă Euro</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/agricultura/coceral-reduce-prognoza-porumbului-european-la-48-6-milioane-de-tone/</loc>
    <lastmod>2026-09-24T11:28:46+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T11:28:44+03:00</news:publication_date>
      <news:title>COCERAL reduce prognoza porumbului european la 48,6 milioane de tone, sub estimarea din iulie</news:title>
      <news:keywords>COCERAL, Franța, Marea Britanie, porumb, Uniunea Europeană</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/prognoza-porumbului-european.jpg</image:loc>
      <image:caption>Recoltă de porumb uscat</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/guvernul-publica-veniturile-conducerilor-din-121-de-companii-de-stat/</loc>
    <lastmod>2026-09-24T10:56:25+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T10:49:43+03:00</news:publication_date>
      <news:title>Guvernul publică veniturile conducerilor din 121 de companii de stat. Un venit lunar trece de 100.000 de lei</news:title>
      <news:keywords>companii de stat, guvernanta.gov.ro, Guvernul României, oana gheorghiu, Palatul Victoria</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/veniturile-conducerilor-companiilor-de-stat.jpg</image:loc>
      <image:caption>Veniturile conducerilor companiilor de stat</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/euro-a-urcat-la-5-2788-lei-cat-ajung-in-lei-ratele-chiriile/</loc>
    <lastmod>2026-09-24T10:26:58+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T10:22:15+03:00</news:publication_date>
      <news:title>Euro a urcat la 5,2788 lei. Cât ajung în lei ratele, chiriile și salariile în euro</news:title>
      <news:keywords>Chiriile, cursul BNR, euro, Ratele, salariile</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/cursul-euro-2.jpg</image:loc>
      <image:caption>Bancnote de zece euro</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/softbank-isi-extinde-finantarea-pentru-openai-iar-cds-ul-depaseste-400/</loc>
    <lastmod>2026-09-24T09:07:23+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T09:07:21+03:00</news:publication_date>
      <news:title>SoftBank își extinde finanțarea pentru OpenAI, iar CDS-ul depășește 400 de puncte de bază</news:title>
      <news:keywords>Credit Default Swap, Masayoshi Son, obligatiuni, OpenAI, SOFTBANK</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/softbank.jpg</image:loc>
      <image:caption>Masayoshi Son, fondatorul SoftBank</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/actualitate/portalul-cnpp-poate-genera-rapoarte-incomplete-cum-se-verifica-stagiul/</loc>
    <lastmod>2026-09-24T08:37:17+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T08:37:16+03:00</news:publication_date>
      <news:title>Portalul CNPP poate genera rapoarte incomplete. Cum se verifică stagiul și ce trebuie solicitat</news:title>
      <news:keywords>CNPP, e-Talonul, Pilonul II, ROeID, Spațiul Privat Virtual</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/portalul-cnpp.jpg</image:loc>
      <image:caption>Bărbat verificând portalul</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/tehnologie/deepfake-urile-pot-pacali-verificarea-video-la-deschiderea-contului/</loc>
    <lastmod>2026-09-24T06:24:08+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-24T06:17:53+03:00</news:publication_date>
      <news:title>Deepfake-urile pot păcăli verificarea video la deschiderea contului. Biometria singură nu oprește frauda</news:title>
      <news:keywords>biometria, deepfake, frauda, identitate sintetică, verificare video</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/deepfake-uri.jpg</image:loc>
      <image:caption>Bărbat scanat pentru detectarea deepfake-urilor</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/companiile-aeriene-mici-traiesc-din-nise-si-subventii-o-anulare-poate/</loc>
    <lastmod>2026-09-23T20:11:02+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-23T20:11:00+03:00</news:publication_date>
      <news:title>Companiile aeriene mici trăiesc din nișe și subvenții. O anulare poate depăși venitul săptămânal</news:title>
      <news:keywords>Asociația Internațională de Transport Aerian (IATA), La Compagnie, Loganair, subventii</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/companii-aeriene-mici.jpg</image:loc>
      <image:caption>Imagine ilustrativă</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/obligatiunile-japoneze-pe-30-de-ani-trec-de-4-eastspring-vede/</loc>
    <lastmod>2026-09-23T18:57:05+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-09-23T18:57:03+03:00</news:publication_date>
      <news:title>Obligațiunile japoneze pe 30 de ani trec de 4%. Eastspring vede un avantaj de 100-200 de puncte de bază</news:title>
      <news:keywords>Bank of Japan, Eastspring Investments, obligațiunile japoneze, Rong Ren Goh, yen</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/09/obligatiunile-japoneze.jpg</image:loc>
      <image:caption>Sediul unei instituții legislative naționale</image:caption>
    </image:image>
  </url>
</urlset>
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