<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="https://financiarul.ro/news-sitemap.xsl"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
  <url>
    <loc>https://financiarul.ro/companii/furnizorii-cumpara-mai-scump-energia-nelivrata-de-nuclearelectrica/</loc>
    <lastmod>2026-10-07T22:13:16+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T22:13:14+03:00</news:publication_date>
      <news:title>Furnizorii cumpără mai scump energia nelivrată de Nuclearelectrica și acumulează pierderi</news:title>
      <news:keywords>Cernavoda, forță majoră, furnizori de energie, Getica 95 Com, Nuclearelectrica, prețuri energie</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/nuclearelectrica-1.jpg</image:loc>
      <image:caption>Reactoarele Cernavodă pe malul Canalului</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/cum-pot-mamele-asigurate-pe-cont-propriu-sa-solicite-recalcularea/</loc>
    <lastmod>2026-10-07T19:07:03+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T19:00:30+03:00</news:publication_date>
      <news:title>Cum pot mamele asigurate pe cont propriu să solicite recalcularea indemnizației și plata diferențelor restante</news:title>
      <news:keywords>activitati independente, asigurare opțională, indemnizație de maternitate, recalculare indemnizație, risc maternal</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/recalcularea-indemnizatiei-de-maternitate.jpg</image:loc>
      <image:caption>Recalcularea indemnizației de maternitate</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/fonduri-europene/romania-figureaza-cu-869-8-milioane-de-euro-suspendate-prin-pnrr/</loc>
    <lastmod>2026-10-07T18:34:18+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T18:34:16+03:00</news:publication_date>
      <news:title>România figurează cu 869,8 milioane de euro suspendate prin PNRR, peste jumătate din totalul european</news:title>
      <news:keywords>Comisia Europeană, digitalizare, fonduri europene, PNRR, tranziție verde</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/fonduri-pnrr-suspendate.jpg</image:loc>
      <image:caption>Grădiniță finanțată prin fonduri suspendate</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/actualitate/alexandru-petrescu-asf-la-paris-dialog-european-privind-viitorul-pietelor-de-capital/</loc>
    <lastmod>2026-10-07T18:18:19+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T18:18:19+03:00</news:publication_date>
      <news:title>Alexandru Petrescu: ASF la Paris, dialog european privind viitorul piețelor de capital</news:title>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/07/Alexandru-Petrescu-Presedinte-ASF-1.jpeg</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/casa-si-gradina/cand-este-obligatoriu-detectorul-de-gaze-la-centrala-cu-termopan/</loc>
    <lastmod>2026-10-07T17:42:39+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T17:28:28+03:00</news:publication_date>
      <news:title>Când este obligatoriu detectorul de gaze la centrală cu termopan sau geamuri de peste 4 mm și cine îl montează</news:title>
      <news:keywords>ANRE, centrala termica, detector de gaze, termopan, verificarea instalației de gaze</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/detector-de-gaze.jpg</image:loc>
      <image:caption>Centrală termică și detector de gaze</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/educatie/cum-se-formeaza-venitul-unui-director-scolar-in-2026-un-exemplu/</loc>
    <lastmod>2026-10-07T16:37:27+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T16:37:24+03:00</news:publication_date>
      <news:title>Cum se formează venitul unui director școlar în 2026. Un exemplu de salarizare indică aproximativ 9.306 lei net</news:title>
      <news:keywords>concurs directori 2026, Ministerul Educației și Cercetării, salarii directori școlari, salariu brut, salariu net</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/salariu-director-scolar.jpg</image:loc>
      <image:caption>Salariu net director școlar</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/justitie/societati-romanesti-apar-in-ancheta-unei-presupuse-fraude-cu-tva-de-100/</loc>
    <lastmod>2026-10-07T15:18:50+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T15:18:49+03:00</news:publication_date>
      <news:title>Societăți românești apar în ancheta unei presupuse fraude cu TVA de 100 de milioane de euro</news:title>
      <news:keywords>concurenta, fraudă cu TVA, Italia, Parchetul European, societăți românești</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/frauda-cu-tva.jpg</image:loc>
      <image:caption>Sediul EPPO în anchetă fraudă</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/bani-retrasi-fara-acord-de-pe-card-cum-se-contesta-platile/</loc>
    <lastmod>2026-10-07T14:35:17+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T14:23:21+03:00</news:publication_date>
      <news:title>Bani retrași fără acord de pe card. Cum se contestă plățile</news:title>
      <news:keywords>card bancar, CSALB, fraude bancare, Legea 209/2019, plăți neautorizate</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/plati-neautorizate-cu-cardul.jpg</image:loc>
      <image:caption>Card pentru plăți neautorizate</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/firmele-din-timisoara-arad-si-oradea-gasesc-greu-personal-si-extind/</loc>
    <lastmod>2026-10-07T13:15:21+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T13:15:19+03:00</news:publication_date>
      <news:title>Firmele din Timișoara, Arad și Oradea găsesc greu personal și extind recrutarea dincolo de piața locală</news:title>
      <news:keywords>ARAD, Bihor, Lucrători străini, piața muncii, recrutare, Timiș</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/deficit-de-personal.jpg</image:loc>
      <image:caption>Microbuz și echipamente pentru deficit de personal</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/ce-trebuie-sa-verifice-firmele-romanesti-pentru-ambalajele-livrate/</loc>
    <lastmod>2026-10-07T11:53:07+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T11:53:05+03:00</news:publication_date>
      <news:title>Ce trebuie să verifice firmele românești pentru ambalajele livrate în UE sub regulile aplicabile din 12 august 2026</news:title>
      <news:keywords>ambalaje, Deloitte România, PPWR, producători români, Uniunea Europeană</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/obligatii-privind-ambalajele.jpg</image:loc>
      <image:caption>Obligații privind ambalajele din carton</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/o-gospodarie-cheltuieste-lunar-8-650-de-lei-adica-84-8-din-venituri/</loc>
    <lastmod>2026-10-07T11:51:14+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T11:41:35+03:00</news:publication_date>
      <news:title>O gospodărie cheltuiește lunar 8.650 de lei, adică 84,8% din venituri</news:title>
      <news:keywords>buget de consum, cheltuielile gospodăriilor, INS, salarii, veniturile gospodăriilor</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/cheltuielile-gospodariilor.jpg</image:loc>
      <image:caption>Calculator și chitanțe pentru cheltuielile gospodăriilor</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/demiterea-lui-nicusor-dan-ar-putea-prelungi-incertitudinea-pentru-leu/</loc>
    <lastmod>2026-10-07T11:40:45+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T11:40:43+03:00</news:publication_date>
      <news:title>Demiterea lui Nicușor Dan ar putea prelungi incertitudinea pentru leu și împrumuturile statului</news:title>
      <news:keywords>finanțarea statului, George Simion, Nicușor Dan, risc de țară, suspendare presedinte</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/psk-agentie-demiterea-lui-nicusor-dan.jpg</image:loc>
      <image:caption>Primar în fața microfoanelor</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/cum-influenteaza-achizitiile-taxele-unui-pfa-in-2026/</loc>
    <lastmod>2026-10-07T11:30:28+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T11:22:38+03:00</news:publication_date>
      <news:title>Cum influențează achizițiile taxele unui PFA în 2026</news:title>
      <news:keywords>amortizare, cheltuieli deductibile, declaratia unica, impozit pe venit, PFA</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/echipamente-pfa.jpg</image:loc>
      <image:caption>Echipamente și documente contabile</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/inteligenta-artificiala/medialine-romania-avertizeaza-ca-datele-financiare-introduse/</loc>
    <lastmod>2026-10-07T10:59:37+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T10:59:35+03:00</news:publication_date>
      <news:title>Medialine România avertizează că datele financiare introduse în AI public pot scăpa controlului companiei</news:title>
      <news:keywords>cloud privat, date financiare, Medialine România, securitate AI, World Economic Forum</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/securitate-ai.jpg</image:loc>
      <image:caption>Server securitate AI</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/rezervele-reduse-de-petrol-cresc-riscul-scumpirii-carburantilor-g7/</loc>
    <lastmod>2026-10-07T11:20:03+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T10:52:33+03:00</news:publication_date>
      <news:title>De ce Brent rămâne peste pragul de 100 de dolari, deși transporturile prin Ormuz s-au refăcut</news:title>
      <news:keywords>carburanti, G7, motorina, petrol, Saudi Aramco</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/pretul-petrolului-brent.jpg</image:loc>
      <image:caption>Sondă pentru extragerea petrolului</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/donatiile-primite-de-la-rude-sunt-in-principiu-neimpozabile/</loc>
    <lastmod>2026-10-07T09:54:24+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T09:49:25+03:00</news:publication_date>
      <news:title>Donațiile primite de la rude sunt, în principiu, neimpozabile. Când se aplică impozitul de 70%</news:title>
      <news:keywords>ANAF, bani de la familie, donatii, impozit de 70%, verificari fiscale</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/impozit-de-70.jpg</image:loc>
      <image:caption>Impozit de 70% pe bani</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/vanzarile-magazinelor-au-coborat-cu-5-in-ianuarie-august-2026-in-pofida/</loc>
    <lastmod>2026-10-07T09:46:20+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T09:46:18+03:00</news:publication_date>
      <news:title>Vânzările magazinelor au coborât cu 5% în ianuarie-august 2026, în pofida revenirii din ultima lună</news:title>
      <news:keywords>comerț cu amănuntul, consum, Dacia, inflație, producție auto</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/vanzarile-magazinelor.jpg</image:loc>
      <image:caption>Vânzările magazinelor surprinse într-un coș</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/ce-trebuie-sa-pregateasca-firmele-pentru-regulile-privind-defrisarile/</loc>
    <lastmod>2026-10-07T09:00:36+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T09:00:34+03:00</news:publication_date>
      <news:title>Ce trebuie să pregătească firmele pentru regulile privind defrișările, aplicabile din 30 decembrie 2026</news:title>
      <news:keywords>conformare, defrisari, EUDR, exportatori, importatori</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/regulile-eudr.jpg</image:loc>
      <image:caption>Imagine ilustrativă</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/mamele-pot-iesi-la-pensie-cu-pana-la-3-ani-si-6-luni-mai-devreme/</loc>
    <lastmod>2026-10-07T08:17:25+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T08:09:41+03:00</news:publication_date>
      <news:title>Mamele pot ieși la pensie cu până la 3 ani și 6 luni mai devreme. Ce condiții trebuie îndeplinite și ce acte se depun</news:title>
      <news:keywords>CNPP, concediu pentru cresterea copilului, pensii, pensionarea mamelor, stagiu de cotizare</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/pensionarea-mamelor.jpg</image:loc>
      <image:caption>Documente pentru pensionarea mamelor</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/restantele-la-imprumuturile-cu-garantie-publica-au-depasit-dublul/</loc>
    <lastmod>2026-10-07T08:02:54+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T07:56:48+03:00</news:publication_date>
      <news:title>Restanțele la împrumuturile cu garanție publică au depășit dublul nivelului din iulie 2025</news:title>
      <news:keywords>BNR, buget, credite garantate de stat, credite neperformante, IMM</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/credite-garantate-de-stat.jpg</image:loc>
      <image:caption>Credite garantate de stat</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/blocajul-politic-poate-creste-dobanzile-platite-de-romania/</loc>
    <lastmod>2026-10-07T05:38:28+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T05:31:00+03:00</news:publication_date>
      <news:title>Blocajul politic poate crește dobânzile plătite de România. Cum se transmite presiunea în economie</news:title>
      <news:keywords>curs valutar, deficit bugetar, dobânzi, rating suveran, S&amp;amp;P Global Ratings</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/blocajul-politic.jpg</image:loc>
      <image:caption>Imagine ilustrativă</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/din-tichete-de-945-de-lei-raman-aproximativ-765-de-lei-net-cand-masa/</loc>
    <lastmod>2026-10-07T02:17:24+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T02:11:32+03:00</news:publication_date>
      <news:title>Din tichete de 945 de lei rămân aproximativ 765 de lei net. Când masa oferită de companie poate fi neimpozabilă</news:title>
      <news:keywords>angajatori, beneficii salariale, CASS, impozit pe venit, tichete de masa</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/tichete-de-masa.jpg</image:loc>
      <image:caption>Opțiuni de masă prin tichete de masă</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/crypto/cum-incepe-frauda-cu-investitii-de-250-de-euro-si-ajunge-la-bani-ceruti/</loc>
    <lastmod>2026-10-07T00:35:48+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T00:28:29+03:00</news:publication_date>
      <news:title>Cum începe frauda cu investiții de 250 de euro și ajunge la bani ceruți pentru recuperarea pierderilor</news:title>
      <news:keywords>criptomonede, date personale, fraude financiare, Germania, platforme false de investiții</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/fraude-cu-criptomonede.jpg</image:loc>
      <image:caption>Bancnote și notiță cu fraude criptomonede</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/cernavoda-ramane-oprita-inca-10-zile-anunta-reprezentanti/</loc>
    <lastmod>2026-10-07T00:16:55+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-07T00:16:53+03:00</news:publication_date>
      <news:title>Cernavodă rămâne oprită încă 10 zile, anunță reprezentanți ai Ministerului Energiei</news:title>
      <news:keywords>Cernavoda, Dunarea, energie electrică, ministerul energiei, prețuri energie</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/cernavoda.jpg</image:loc>
      <image:caption>Reactoarele nucleare de la Cernavodă</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/euro-atinge-recordul-de-5-3527-lei-finantarea-externa-a-romaniei/</loc>
    <lastmod>2026-10-06T22:22:07+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T22:15:15+03:00</news:publication_date>
      <news:title>Euro atinge recordul de 5,3527 lei. Finanțarea externă a României depinde de formarea guvernului, spun surse bancare</news:title>
      <news:keywords>curs valutar, euro, finanțare externă, leu, titluri de stat</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/curs-euro-3.jpg</image:loc>
      <image:caption>Sediul National Bank și cursul euro</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/nuclearelectrica-cere-votul-actionarilor-pentru-800-milioane-euro/</loc>
    <lastmod>2026-10-06T21:54:47+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T20:40:56+03:00</news:publication_date>
      <news:title>Nuclearelectrica cere votul pentru 800 milioane euro de la BEI, destinate modernizării reactorului 1</news:title>
      <news:keywords>BEI, Cernavoda, energie nucleară, finanțare, investiții, Nuclearelectrica</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/nuclearelectrica.jpg</image:loc>
      <image:caption>Reactoarele centralei nucleare Cernavodă Nuclear Power Plant</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/parintii-pot-refuza-excursia-cu-plata-la-scoala-altfel-cum-se-cere/</loc>
    <lastmod>2026-10-06T19:10:39+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T19:03:39+03:00</news:publication_date>
      <news:title>Părinții pot refuza excursia cu plată la „Școala altfel”. Cum se cere participarea copilului fără cheltuieli</news:title>
      <news:keywords>activități școlare, bugetul familiei, contribuțiile părinților, Săptămâna Verde, Scoala altfel</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/scoala-altfel.jpg</image:loc>
      <image:caption>Elevi în timpul programului altfel</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/euro-ajunge-la-5-35-lei-firmele-importatoare-platesc-mai-mult/</loc>
    <lastmod>2026-10-06T18:33:56+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T18:21:15+03:00</news:publication_date>
      <news:title>Euro ajunge la 5,35 lei. Firmele importatoare plătesc mai mult pentru achizițiile din străinătate</news:title>
      <news:keywords>BNR, curs valutar, dobânzi, euro, importuri</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/curs-euro-2.jpg</image:loc>
      <image:caption>Bancnote de zece euro</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/fonduri-europene/impadurirea-terenurilor-agricole-aduce-o-prima-de-640-euro-pe-hectar/</loc>
    <lastmod>2026-10-06T18:28:56+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T18:19:34+03:00</news:publication_date>
      <news:title>Împădurirea terenurilor agricole aduce o primă de 640 euro pe hectar anual. Ce finanțări și obligații sunt prevăzute</news:title>
      <news:keywords>finanțare, împăduriri, PNRR, prima de sechestrare forestieră, terenuri agricole</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/bani-pentru-impadurire.jpg</image:loc>
      <image:caption>Bani pentru împădurirea terenurilor agricole</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/fonduri-europene/fondatorii-fara-firma-pot-cere-pana-la-30-000-de-euro-prin-spark/</loc>
    <lastmod>2026-10-06T17:19:52+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T17:19:50+03:00</news:publication_date>
      <news:title>Fondatorii fără firmă pot cere până la 30.000 de euro prin Spark pentru proiecte de modă, arhitectură și materiale</news:title>
      <news:keywords>antreprenoriat, EIT Culture &amp;amp; Creativity, Finanțare europeană, industrii creative, SPARK</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/finantare-spark.jpg</image:loc>
      <image:caption>Pentru proiecte de modă</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/banca-mondiala-estimeaza-un-declin-economic-de-0-5-pentru-romania/</loc>
    <lastmod>2026-10-06T16:28:43+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T16:28:40+03:00</news:publication_date>
      <news:title>Banca Mondială estimează un declin economic de 0,5% pentru România în 2026, în paralel cu reducerea deficitului la 6%</news:title>
      <news:keywords>Banca Mondiala, deficit bugetar, Economia României, investiții publice, prognoza economica</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/economia-romaniei.jpg</image:loc>
      <image:caption>Bancnote în economia României</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/agricultura/cat-costa-un-hectar-agricol-si-ce-venit-aduce-arenda-impozitul-retinut/</loc>
    <lastmod>2026-10-06T15:46:06+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T15:37:56+03:00</news:publication_date>
      <news:title>Cât costă un hectar agricol și ce venit aduce arenda. Impozitul reținut proprietarului reprezintă 8% din brut</news:title>
      <news:keywords>arendă, CASS, impozit pe venit, INS, subventii agricole, terenuri agricole</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/pret-teren-agricol.jpg</image:loc>
      <image:caption>Preț teren agricol pe hectar</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-personale/bursa-sociala-are-un-minim-de-925-de-lei-in-2026-2027-ce-trebuie/</loc>
    <lastmod>2026-10-06T15:39:24+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T15:32:57+03:00</news:publication_date>
      <news:title>Bursa socială are un minim de 925 de lei în 2026-2027. Ce trebuie verificat pentru sprijinul financiar și taxele facultății</news:title>
      <news:keywords>bursă socială, burse studențești, cazare studenți, contract de studii, taxe universitare</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/bursa-sociala.jpg</image:loc>
      <image:caption>Studentă beneficiară de bursă socială</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/banca-mondiala-estimeaza-ca-deficitul-romaniei-va-cobori-la-6-din-pib/</loc>
    <lastmod>2026-10-06T14:30:07+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T14:30:03+03:00</news:publication_date>
      <news:title>Banca Mondială estimează că deficitul României va coborî la 6% din PIB în 2026</news:title>
      <news:keywords>Banca Mondiala, deficit bugetar, Economia României, fonduri europene, investiții publice</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/deficitul-romaniei.jpg</image:loc>
      <image:caption>Bancnote pentru deficitul</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/euro-a-urcat-la-5-35-lei-pe-interbancar-iar-rezervele-valutare-au/</loc>
    <lastmod>2026-10-06T19:45:24+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T13:09:01+03:00</news:publication_date>
      <news:title>Dolarul atinge cel mai ridicat curs din patru ani. Fermierii plătesc mai mult pentru îngrășăminte</news:title>
      <news:keywords>BNR, curs valutar, Dan Suciu, euro, leu, rezerve valutare</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/cursul-dolarului.jpg</image:loc>
      <image:caption>Evoluția cursului dolarului</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/firmele-pot-reduce-impozitul-cu-10-din-cheltuielile-eligibile/</loc>
    <lastmod>2026-10-06T12:43:08+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T12:43:06+03:00</news:publication_date>
      <news:title>Firmele pot reduce impozitul cu 10% din cheltuielile eligibile de cercetare. Cum aleg între facilități și granturi</news:title>
      <news:keywords>cercetare si dezvoltare, credit fiscal, facilitati fiscale, finanțarea companiilor, TechUp Romania</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/facilitati-fiscale-pentru-cercetare.jpg</image:loc>
      <image:caption>Facilități fiscale pentru cercetare</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/actualitate/isf-asf-si-mediul-universitar-consolideaza-parteneriatul-pentru-educatia-financiara-a-noilor-generatii/</loc>
    <lastmod>2026-10-06T12:02:18+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T12:02:18+03:00</news:publication_date>
      <news:title>ISF, ASF și mediul universitar consolidează parteneriatul pentru educația financiară a noilor generații</news:title>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2025/12/Valentin-Ionescu-Presedinte-ISF.jpeg</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/ce-afaceri-si-organizatii-pot-castiga-20-000-eur-la-social-awards-2026/</loc>
    <lastmod>2026-10-06T11:38:46+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T11:38:35+03:00</news:publication_date>
      <news:title>Ce afaceri și organizații pot câștiga 20.000 EUR la Social Awards 2026 pentru inițiative de regenerare urbană</news:title>
      <news:keywords>ONG, premii pentru firme, regenerare urbană, Social Awards 2026, Social Innovation Solutions</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/social-awards-2026.jpg</image:loc>
      <image:caption>Șantier pentru proiecte de regenerare urbană</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/economie/cristian-busoi-avertizeaza-ca-romania-risca-electricitate-foarte-scumpa/</loc>
    <lastmod>2026-10-06T15:22:15+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T11:22:29+03:00</news:publication_date>
      <news:title>Cristian Bușoi avertizează că România riscă electricitate foarte scumpă în sezonul rece și în primăvara lui 2027</news:title>
      <news:keywords>Cristian Buşoi, Fondul de modernizare, investiții în energie, ministerul energiei, prețul electricității</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/psk-agentie-pretul-electricitatii.jpg</image:loc>
      <image:caption>Prețul electricității și criza energetică</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/euro-ajunge-la-recordul-de-5-3528-lei-in-tranzactiile-dintre-banci/</loc>
    <lastmod>2026-10-06T11:35:38+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T11:18:56+03:00</news:publication_date>
      <news:title>Euro ajunge la recordul de 5,3528 lei în tranzacțiile dintre bănci</news:title>
      <news:keywords>Bursa de valori Bucuresti, curs euro, piața interbancară, ratingul României, titluri de stat</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/curs-euro-1.jpg</image:loc>
      <image:caption>Bancnote euro în mână</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/inteligenta-artificiala/ro-ai-factory-va-oferi-firmelor-mici-acces-la-calcul-avansat/</loc>
    <lastmod>2026-10-06T11:16:32+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T11:16:30+03:00</news:publication_date>
      <news:title>RO AI Factory va oferi firmelor mici acces la calcul avansat pentru dezvoltarea inteligenței artificiale</news:title>
      <news:keywords>cercetare, ICI București, IMM-uri, inteligenta artificiala, RO AI Factory</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/ro-ai-factory.jpg</image:loc>
      <image:caption>Servere RO</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/inteligenta-artificiala/ce-trebuie-sa-verifice-firmele-care-folosesc-ai-in-contracte-si-inainte/</loc>
    <lastmod>2026-10-06T11:03:44+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T11:03:42+03:00</news:publication_date>
      <news:title>Ce trebuie să verifice firmele care folosesc AI în contracte și înainte să antreneze modele cu datele clienților</news:title>
      <news:keywords>AI Act, date personale, drepturi de autor, inteligenta artificiala, răspunderea companiilor</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/raspunderea-companiilor-pentru-ai.jpg</image:loc>
      <image:caption>Contract pentru dezvoltarea de software</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/morphosis-capital-isi-vinde-integral-participatia-la-stay-fit-gym/</loc>
    <lastmod>2026-10-06T10:39:35+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T10:39:33+03:00</news:publication_date>
      <news:title>Morphosis Capital își vinde integral participația la Stay Fit Gym, care se va reuni cu 18GYM</news:title>
      <news:keywords>18GYM, Enterprise Investors, fitness, Morphosis Capital, Stay Fit Gym, tranzactii</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/stay-fit-gym.jpg</image:loc>
      <image:caption>Echipamente de fitness Fit Gym</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/companii/dacia-ofera-pana-la-210-000-de-lei-net-in-functie-de-vechime/</loc>
    <lastmod>2026-10-06T09:29:04+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T09:16:50+03:00</news:publication_date>
      <news:title>Dacia oferă până la 210.000 de lei net în funcție de vechime pentru plecarea voluntară din companie</news:title>
      <news:keywords>compensatii, Dacia, industria auto, plecări voluntare, Renault Technologie Roumanie</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/plecari-voluntare-dacia-1.jpg</image:loc>
      <image:caption>Plecări voluntare Dacia la Mioveni</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/inteligenta-artificiala/un-fisier-capcana-poate-determina-agentii-ai-sa-divulge-datele-firmei/</loc>
    <lastmod>2026-10-06T06:14:20+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T06:14:16+03:00</news:publication_date>
      <news:title>Un fișier-capcană poate determina agenții AI să divulge datele firmei. Permisiunile acordate stabilesc riscul</news:title>
      <news:keywords>agenti AI, Companii, prompt injection, protectia datelor, securitate cibernetică</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/prompt-injection.jpg</image:loc>
      <image:caption>Prompt de tip prompt injection</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/inteligenta-artificiala/o-femeie-din-florida-a-fost-arestata-dupa-ce-anthropic-a-raportat/</loc>
    <lastmod>2026-10-06T00:33:02+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T00:33:00+03:00</news:publication_date>
      <news:title>O femeie din Florida a fost arestată după ce Anthropic a raportat poliției presupuse amenințări scrise în AI</news:title>
      <news:keywords>Anthropic, Carli Michelle Heller, confidentialitate, Florida, inteligenta artificiala</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/anthropic.jpg</image:loc>
      <image:caption>Intrarea clădirii Southwest Florida</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/bursa/bet-avanseaza-cu-peste-4-dupa-verdictul-s-p-in-cea-mai-puternica/</loc>
    <lastmod>2026-10-06T00:18:23+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-06T00:18:21+03:00</news:publication_date>
      <news:title>BET avansează cu peste 4% după verdictul S&amp;P, în cea mai puternică ședință din acest an</news:title>
      <news:keywords>BET, Bursa de valori Bucuresti, ratingul României, S&amp;amp;P, titluri de stat</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/psk-agentie-bursa-de-valori-bucuresti-scaled.jpg</image:loc>
      <image:caption>Bursa de Valori București</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/finante-si-banci/euro-urca-la-5-3306-lei-o-rata-de-500-de-euro-inseamna-120-05-lei/</loc>
    <lastmod>2026-10-06T00:01:42+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-05T23:55:47+03:00</news:publication_date>
      <news:title>Euro urcă la 5,3306 lei. O rată de 500 de euro înseamnă 120,05 lei în plus pe lună față de începutul anului</news:title>
      <news:keywords>credite in euro, curs euro, deprecierea leului, importuri, prețuri</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/curs-euro.jpg</image:loc>
      <image:caption>Bancnote euro pe fundal închis</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financiarul.ro/crypto/fincen-renunta-la-propunerea-de-raportare-a-tranzactiilor-de-peste-10/</loc>
    <lastmod>2026-10-05T23:34:10+03:00</lastmod>
    <news:news>
      <news:publication>
        <news:name>Financiarul</news:name>
        <news:language>ro</news:language>
      </news:publication>
      <news:publication_date>2026-10-05T23:34:07+03:00</news:publication_date>
      <news:title>FinCEN renunță la propunerea de raportare a tranzacțiilor de peste 10.000 de dolari cu portofele cripto personale</news:title>
      <news:keywords>Coin Center, FinCEN, portofele cripto, reglementare cripto, trezoreria SUA</news:keywords>
    </news:news>
    <image:image>
      <image:loc>https://financiarul.ro/wp-content/uploads/2026/10/portofele-cripto.jpg</image:loc>
      <image:caption>Modele de portofele cripto hardware</image:caption>
    </image:image>
  </url>
</urlset>
<!-- NewsEngine News Sitemap | 2026-10-07 22:28:46 | 49 articles -->
